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AI Stock Analysis - C3.ai, Inc. AI Rating

AI NYSE Services-Prepackaged Software DE CIK: 0001577526
Analysis Date: Mar 19, 2026 | Data as of: 2026-01-31
AI Rating
STRONG SELL
92% Confidence

Investment Thesis

C3.ai demonstrates severe fundamental deterioration with massive operating losses (-189.9% margin) and negative free cash flow (-$137.4M) despite 25.3% revenue growth, indicating the company is burning cash unsustainably. The widening gap between gross profit and operating expenses, combined with negative returns on equity and assets, suggests the business model cannot support current cost structure. While balance sheet liquidity remains adequate, the trajectory of losses without path to profitability presents substantial downside risk.

AI Strengths

  • + Revenue growth of 25.3% year-over-year demonstrates market demand for AI/enterprise software services
  • + Strong liquidity position with 6.58x current ratio and $88.8M cash provides runway for operations
  • + Healthy gross margin of 33.3% indicates underlying product economics are viable at production level
  • + No long-term debt constrains financial flexibility

AI Risks

  • ! Operating margin of -189.9% with -$354.8M net loss shows operating expenses far exceed revenue generation capacity
  • ! Negative free cash flow of -$137.4M annually is unsustainable and will deplete cash reserves within 1 year
  • ! ROE of -49.3% and ROA of -39.6% demonstrate the business destroys shareholder value with current cost structure
  • ! Widening losses despite revenue growth suggests scaling is increasing costs faster than revenue, indicating broken unit economics

Key Metrics to Watch

AI Financial Metrics

Revenue
$198.7M
Net Income
$-354.8M
EPS (Diluted)
$-2.56
Free Cash Flow
$-137.4M
Total Assets
$895.8M
Cash Position
$88.8M

AI Profitability Ratios

Gross Margin 33.3%
Operating Margin -189.9%
Net Margin -178.6%
ROE -49.3%
ROA -39.6%
FCF Margin -69.1%

AI Balance Sheet & Liquidity

Current Ratio
6.58x
Quick Ratio
6.58x
Debt/Equity
0.00x
Debt/Assets
19.7%
Interest Coverage
N/A
Long-term Debt
N/A

AI 5-Year Financial Trend

AI 5-year financial data: Year 2021: Revenue $183.2M, Net Income -$33.3M, EPS N/A. Year 2022: Revenue $252.8M, Net Income -$69.4M, EPS N/A. Year 2023: Revenue $266.8M, Net Income -$55.7M, EPS N/A. Year 2024: Revenue $310.6M, Net Income -$192.1M, EPS $-1.84. Year 2025: Revenue $389.1M, Net Income -$268.8M, EPS $-2.45.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: C3.ai, Inc.'s revenue has grown significantly by 112% over the 5-year period, indicating strong business expansion. The most recent EPS of $-2.45 indicates the company is currently unprofitable.

AI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-69.1%
Free cash flow / Revenue

AI Quarterly Performance

Quarterly financial performance data for C3.ai, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $53.3M -$80.2M $-0.62
Q2 2026 $75.1M -$66.0M $-0.52
Q1 2026 $70.3M -$62.8M $-0.50
Q3 2025 $78.4M -$72.6M $-0.60
Q2 2025 $73.2M -$66.0M $-0.52
Q1 2025 $72.4M -$62.8M $-0.50
Q3 2024 $66.7M -$63.2M $-0.57
Q2 2024 $62.4M -$68.9M $-0.59

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

AI Capital Allocation

Operating Cash Flow
-$135.8M
Cash generated from operations
Capital Expenditures
$1.6M
Investment in assets
Dividends
None
No dividend program

AI SEC Filings

Access official SEC EDGAR filings for C3.ai, Inc. (CIK: 0001577526)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2026-01-31 | Powered by Claude AI