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Ryman Hospitality Properties, Inc. (RHP) Stock Fundamental Analysis & AI Rating 2026

RHP NYSE Real Estate Investment Trusts DE CIK: 0001040829
Updated This Month • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
77% Confidence
NEUTRAL
SELL
82% Conf
BUY
72% Conf

📊 RHP Key Takeaways

Revenue: $664.6M
Net Margin: 10.6%
Free Cash Flow: $89.4M
Current Ratio: 0.61x
Debt/Equity: 5.51x
EPS: $1.03
AI Rating: SELL with 82% confidence
Ryman Hospitality Properties, Inc. (RHP) receives a HOLD rating with 77% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $664.6M, net profit margin of 10.6%, and return on equity (ROE) of 9.6%, Ryman Hospitality Properties, Inc. demonstrates mixed fundamentals in the Real Estate sector. Below is our complete RHP stock analysis for 2026.

Is Ryman Hospitality Properties, Inc. (RHP) a Good Investment?

Claude

Ryman is operationally profitable with growing revenue, but faces severe financial distress from dangerously high leverage (5.51x D/E), critically weak interest coverage (2.3x), and deteriorating liquidity (0.61x current ratio). Declining earnings despite 10.2% revenue growth and 13.9% EPS decline indicate margin compression and elevated refinancing risk in a rising rate environment.

ChatGPT

Ryman shows solid operating momentum with 10% revenue growth, an 18.9% operating margin, and a robust 19.8% free cash flow margin that supports reinvestment and balance‑sheet resilience. Strong interest coverage (8.1x) offsets high leverage, but low liquidity and elevated debt leave results sensitive to rate and travel‑cycle swings. Flat net income and lower EPS reflect mix/financing headwinds, yet cash generation remains healthy.

Why Buy Ryman Hospitality Properties, Inc. Stock? RHP Key Strengths

Claude
  • + Revenue growth of 10.2% YoY demonstrates operational demand recovery
  • + Positive operating and free cash flow generation ($89.4M FCF) provides near-term debt servicing capacity
  • + Solid operating margin of 20.7% reflects profitable core operations
ChatGPT
  • + Double-digit revenue growth with healthy operating margin
  • + Strong free cash flow generation and margin
  • + Solid interest coverage and high ROE

RHP Stock Risks: Ryman Hospitality Properties, Inc. Investment Risks

Claude
  • ! Extreme leverage (5.51x D/E) creates bankruptcy risk if hospitality demand deteriorates
  • ! Critically weak interest coverage (2.3x) provides no safety margin; vulnerable to rate changes or operational downturns
  • ! Sub-1.0 current ratio indicates acute liquidity stress and potential near-term refinancing pressure
  • ! Earnings declining despite revenue growth signals margin compression from rising financing costs
  • ! EPS down 13.9% YoY despite top-line growth indicates shareholder dilution or financial burden acceleration
ChatGPT
  • ! High leverage and low liquidity
  • ! Interest-rate and refinancing sensitivity
  • ! Cyclical group/travel demand could pressure earnings

Key Metrics to Watch

Claude
  • * Interest coverage ratio trend (must improve above 3.5x)
  • * Debt refinancing schedule and rates for 2026-2027 maturities
  • * Operating cash flow sustainability and FCF generation
  • * Occupancy rates and RevPAR trends for hospitality portfolio
ChatGPT
  • * Interest coverage
  • * Leverage (Net debt/EBITDA)

Ryman Hospitality Properties, Inc. (RHP) Financial Metrics & Key Ratios

Revenue
$664.6M
Net Income
$70.5M
EPS (Diluted)
$1.03
Free Cash Flow
$89.4M
Total Assets
$6.2B
Cash Position
$424.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

RHP Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 20.7%
Net Margin 10.6%
ROE 9.6%
ROA 1.1%
FCF Margin 13.5%

RHP vs Real Estate Sector: How Ryman Hospitality Properties, Inc. Compares

How Ryman Hospitality Properties, Inc. compares to Real Estate sector averages

Net Margin
RHP 10.6%
vs
Sector Avg 20.0%
RHP Sector
ROE
RHP 9.6%
vs
Sector Avg 8.0%
RHP Sector
Current Ratio
RHP 0.6x
vs
Sector Avg 1.5x
RHP Sector
Debt/Equity
RHP 5.5x
vs
Sector Avg 1.5x
RHP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Ryman Hospitality Properties, Inc. Stock Overvalued? RHP Valuation Analysis 2026

Based on fundamental analysis, Ryman Hospitality Properties, Inc. shows some fundamental concerns relative to the Real Estate sector in 2026.

Return on Equity
9.6%
Sector avg: 8%
Net Profit Margin
10.6%
Sector avg: 20%
Revenue Growth
N/A
Year-over-year
Debt/Equity
5.51x
Sector avg: 1.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Ryman Hospitality Properties, Inc. Balance Sheet: RHP Debt, Cash & Liquidity

Current Ratio
0.61x
Quick Ratio
0.56x
Debt/Equity
5.51x
Debt/Assets
80.6%
Interest Coverage
2.28x
Long-term Debt
$4.0B

RHP Revenue & Earnings Growth: 5-Year Financial Trend

RHP 5-year financial data: Year 2021: Revenue $1.6B, Net Income N/A, EPS $2.81. Year 2022: Revenue $1.8B, Net Income N/A, EPS $-7.59. Year 2023: Revenue $2.2B, Net Income N/A, EPS $-3.21. Year 2024: Revenue $2.3B, Net Income N/A, EPS $2.33. Year 2025: Revenue $2.6B, Net Income $311.2M, EPS $5.36.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Ryman Hospitality Properties, Inc.'s revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $5.36 reflects profitable operations.

RHP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
13.5%
Free cash flow / Revenue

RHP Quarterly Earnings & Performance

Quarterly financial performance data for Ryman Hospitality Properties, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $587.3M $63.0M $1.00
Q3 2025 $550.0M $34.9M $0.53
Q2 2025 $613.3M $71.8M $1.12
Q1 2025 $528.3M N/A $0.67
Q3 2024 $528.5M N/A $0.64
Q2 2024 $504.8M N/A $1.15
Q1 2024 $491.7M N/A $0.67
Q3 2023 $467.8M N/A $0.64

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Ryman Hospitality Properties, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$169.2M
Cash generated from operations
Stock Buybacks
$24.8M
Shares repurchased (TTM)
Capital Expenditures
$79.8M
Investment in assets
Dividends Paid
$77.5M
Returned to shareholders

RHP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Ryman Hospitality Properties, Inc. (CIK: 0001040829)

📋 Recent SEC Filings

Date Form Document Action
May 11, 2026 4 xslF345X06/ownership.xml View →
May 11, 2026 4 xslF345X06/ownership.xml View →
May 11, 2026 4 xslF345X06/ownership.xml View →
May 11, 2026 4 xslF345X06/ownership.xml View →
May 11, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about RHP

What is the AI rating for RHP?

Ryman Hospitality Properties, Inc. (RHP) has a Combined AI Rating of HOLD from Claude (SELL) and ChatGPT (BUY) with 77% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RHP's key strengths?

Claude: Revenue growth of 10.2% YoY demonstrates operational demand recovery. Positive operating and free cash flow generation ($89.4M FCF) provides near-term debt servicing capacity. ChatGPT: Double-digit revenue growth with healthy operating margin. Strong free cash flow generation and margin.

What are the risks of investing in RHP?

Claude: Extreme leverage (5.51x D/E) creates bankruptcy risk if hospitality demand deteriorates. Critically weak interest coverage (2.3x) provides no safety margin; vulnerable to rate changes or operational downturns. ChatGPT: High leverage and low liquidity. Interest-rate and refinancing sensitivity.

What is RHP's revenue and growth?

Ryman Hospitality Properties, Inc. reported revenue of $664.6M.

Does RHP pay dividends?

Ryman Hospitality Properties, Inc. pays dividends, with $77.5M distributed to shareholders in the trailing twelve months.

Where can I find RHP SEC filings?

Official SEC filings for Ryman Hospitality Properties, Inc. (CIK: 0001040829) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RHP's EPS?

Ryman Hospitality Properties, Inc. has a diluted EPS of $1.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RHP a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Ryman Hospitality Properties, Inc. has a HOLD rating with 77% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RHP stock overvalued or undervalued?

Valuation metrics for RHP: ROE of 9.6% (sector avg: 8%), net margin of 10.6% (sector avg: 20%). Higher ROE suggests strong returns relative to peers.

Should I buy RHP stock in 2026?

Our dual AI analysis gives Ryman Hospitality Properties, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RHP's free cash flow?

Ryman Hospitality Properties, Inc.'s operating cash flow is $169.2M, with capital expenditures of $79.8M. FCF margin is 13.5%.

How does RHP compare to other Real Estate stocks?

Vs Real Estate sector averages: Net margin 10.6% (avg: 20%), ROE 9.6% (avg: 8%), current ratio 0.61 (avg: 1.5).

Is Ryman Hospitality Properties, Inc. carrying too much debt?

RHP has a debt-to-equity ratio of 5.51x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI