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MGLD Stock Analysis 2026 - Marygold Companies, Inc. AI Rating

MGLD NYSE Finance Services NV CIK: 0001005101
Recently Updated • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
STRONG SELL
92% Conf
Pending
Analysis scheduled

📊 MGLD Key Takeaways

Revenue: $14.6M
Net Margin: -6.4%
Free Cash Flow: $-1.5M
Current Ratio: 3.90x
Debt/Equity: 0.00x
EPS: $-0.02
AI Rating: STRONG SELL with 92% confidence

Is MGLD a Good Investment? Thesis Analysis

Claude

Marygold Companies exhibits severe operational distress with negative operating income, negative net income, and negative free cash flow despite maintaining a high gross margin of 75.5%. The company is burning cash operationally while revenue declines 8.2% year-over-year, indicating both profitability and growth challenges that outweigh the fortress balance sheet.

Why Buy MGLD? Key Strengths

Claude
  • + Strong balance sheet with $22.7M stockholders equity and minimal debt (0.00x Debt/Equity)
  • + Excellent liquidity position with 3.90x current ratio and $4.1M cash reserves
  • + High gross margin of 75.5% indicating pricing power and product/service viability at gross profit level

MGLD Investment Risks to Consider

Claude
  • ! Negative operating cash flow of -$1.4M with deteriorating profitability (negative net margin -6.4% and negative ROA -3.4%)
  • ! Revenue declining 8.2% year-over-year with operating losses of -$1.9M suggesting structural business challenges
  • ! Negative free cash flow of -$1.5M indicates the company cannot sustain operations through internal cash generation
  • ! Diluted EPS declined 40% year-over-year to -$0.02, demonstrating shareholder value destruction

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory and path to cash flow breakeven
  • * Revenue stabilization and return to growth
  • * Operating margin improvement and expense control initiatives
  • * Cash runway sustainability given current burn rate

MGLD Financial Metrics

Revenue
$14.6M
Net Income
$-932.0K
EPS (Diluted)
$-0.02
Free Cash Flow
$-1.5M
Total Assets
$27.8M
Cash Position
$4.1M

💡 AI Analyst Insight

Strong liquidity with a 3.90x current ratio provides a solid financial cushion.

MGLD Profitability Ratios

Gross Margin 75.5%
Operating Margin -13.0%
Net Margin -6.4%
ROE -4.1%
ROA -3.4%
FCF Margin -10.1%

MGLD vs Finance Sector

How Marygold Companies, Inc. compares to Finance sector averages

Net Margin
MGLD -6.4%
vs
Sector Avg 25.0%
MGLD Sector
ROE
MGLD -4.1%
vs
Sector Avg 12.0%
MGLD Sector
Current Ratio
MGLD 3.9x
vs
Sector Avg 1.2x
MGLD Sector
Debt/Equity
MGLD 0.0x
vs
Sector Avg 2.0x
MGLD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is MGLD Overvalued or Undervalued?

Based on fundamental analysis, Marygold Companies, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-4.1%
Sector avg: 12%
Net Profit Margin
-6.4%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

MGLD Balance Sheet & Liquidity

Current Ratio
3.90x
Quick Ratio
3.49x
Debt/Equity
0.00x
Debt/Assets
18.4%
Interest Coverage
-1.58x
Long-term Debt
N/A

MGLD 5-Year Financial Trend & Growth Analysis

MGLD 5-year financial data: Year 2025: Revenue $32.8M, Net Income -$4.1M, EPS $-0.10.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Marygold Companies, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.10 indicates the company is currently unprofitable.

MGLD Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-10.1%
Free cash flow / Revenue

MGLD Quarterly Performance

Quarterly financial performance data for Marygold Companies, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $7.6M -$356.0K $-0.01
Q1 2026 $7.0M -$356.0K $-0.01
Q3 2025 $7.0M -$500.0K $-0.01
Q2 2025 $8.0M -$500.0K $-0.03
Q1 2025 $7.9M -$500.0K $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

MGLD Capital Allocation

Operating Cash Flow
-$1.4M
Cash generated from operations
Stock Buybacks
$25.0K
Shares repurchased (TTM)
Capital Expenditures
$29.0K
Investment in assets
Dividends
None
No dividend program

MGLD SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Marygold Companies, Inc. (CIK: 0001005101)

📋 Recent SEC Filings

Date Form Document Action
Feb 10, 2026 8-K form8-k.htm View →
Feb 5, 2026 10-Q form10-q.htm View →
Dec 12, 2025 4 xslF345X05/ownership.xml View →
Dec 4, 2025 4 xslF345X05/ownership.xml View →
Nov 21, 2025 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about MGLD

What is the AI rating for MGLD?

Marygold Companies, Inc. (MGLD) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are MGLD's key strengths?

Claude: Strong balance sheet with $22.7M stockholders equity and minimal debt (0.00x Debt/Equity). Excellent liquidity position with 3.90x current ratio and $4.1M cash reserves.

What are the risks of investing in MGLD?

Claude: Negative operating cash flow of -$1.4M with deteriorating profitability (negative net margin -6.4% and negative ROA -3.4%). Revenue declining 8.2% year-over-year with operating losses of -$1.9M suggesting structural business challenges.

What is MGLD's revenue and growth?

Marygold Companies, Inc. reported revenue of $14.6M.

Does MGLD pay dividends?

Marygold Companies, Inc. does not currently pay dividends.

Where can I find MGLD SEC filings?

Official SEC filings for Marygold Companies, Inc. (CIK: 0001005101) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MGLD's EPS?

Marygold Companies, Inc. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MGLD a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Marygold Companies, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MGLD stock overvalued or undervalued?

Valuation metrics for MGLD: ROE of -4.1% (sector avg: 12%), net margin of -6.4% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy MGLD stock in 2026?

Our dual AI analysis gives Marygold Companies, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MGLD's free cash flow?

Marygold Companies, Inc.'s operating cash flow is $-1.4M, with capital expenditures of $29.0K. FCF margin is -10.1%.

How does MGLD compare to other Finance stocks?

Vs Finance sector averages: Net margin -6.4% (avg: 25%), ROE -4.1% (avg: 12%), current ratio 3.90 (avg: 1.2).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI