📊 MCFT Key Takeaways
Is MCFT a Good Investment? Thesis Analysis
MasterCraft demonstrates solid financial stability with zero debt, strong liquidity (2.07x current ratio), and substantial cash reserves of $56.2M, but faces headwinds from revenue contraction (-11.8% YoY) and deteriorating profitability margins. The company's modest FCF generation (2.9% margin) and declining EPS (-6.5% YoY) suggest cyclical pressure in the boat building sector that requires improvement before a more constructive outlook.
Why Buy MCFT? Key Strengths
- Zero long-term debt and fortress balance sheet with $56.2M cash
- Excellent liquidity position (2.07x current ratio, 1.55x quick ratio) provides operational flexibility
- Positive free cash flow generation of $4.0M despite revenue challenges
- Strong interest coverage ratio of 73.8x indicates minimal financial stress
MCFT Investment Risks to Consider
- Significant revenue decline of 11.8% YoY signals loss of market share or demand deterioration
- Profitability erosion with net margin of 4.4% and ROE of only 3.3% indicates inefficient capital deployment
- Low and declining operating leverage with 4.6% operating margin suggests structural cost pressures
- Diluted EPS down 6.5% YoY despite flat net income indicates shareholder value deterioration through dilution
Key Metrics to Watch
- Quarterly revenue trend reversal - critical indicator of whether demand decline has bottomed
- Gross margin stabilization - watch for pricing power and manufacturing efficiency improvements
- Free cash flow sustainability - ensure operating cash generation remains positive amid sales decline
- Operating expense ratio - monitor for cost rationalization efforts to restore operating leverage
MCFT Financial Metrics
💡 AI Analyst Insight
The relatively thin 2.9% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.07x current ratio provides a solid financial cushion.
MCFT Profitability Ratios
MCFT vs Default Sector
How MasterCraft Boat Holdings, Inc. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MCFT Overvalued or Undervalued?
Based on fundamental analysis, MasterCraft Boat Holdings, Inc. has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MCFT Balance Sheet & Liquidity
MCFT 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: MasterCraft Boat Holdings, Inc.'s revenue has grown significantly by 16% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.88 reflects profitable operations.
MCFT Growth Metrics (YoY)
MCFT Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $76.0M | $1.3M | $0.08 |
| Q2 2025 | $63.4M | -$2.4M | $-0.15 |
| Q1 2025 | $65.4M | $3.6M | $0.22 |
| Q3 2024 | $95.7M | $3.8M | $0.22 |
| Q2 2024 | $63.4M | -$2.4M | $-0.15 |
| Q1 2024 | $65.4M | -$5.1M | $-0.31 |
| Q3 2023 | $166.8M | $4.1M | $1.13 |
| Q2 2023 | $99.5M | $4.1M | $0.34 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MCFT Capital Allocation
MCFT SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for MasterCraft Boat Holdings, Inc. (CIK: 0001638290)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MCFT
What is the AI rating for MCFT?
MasterCraft Boat Holdings, Inc. (MCFT) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MCFT's key strengths?
Claude: Zero long-term debt and fortress balance sheet with $56.2M cash. Excellent liquidity position (2.07x current ratio, 1.55x quick ratio) provides operational flexibility.
What are the risks of investing in MCFT?
Claude: Significant revenue decline of 11.8% YoY signals loss of market share or demand deterioration. Profitability erosion with net margin of 4.4% and ROE of only 3.3% indicates inefficient capital deployment.
What is MCFT's revenue and growth?
MasterCraft Boat Holdings, Inc. reported revenue of $140.8M.
Does MCFT pay dividends?
MasterCraft Boat Holdings, Inc. pays dividends, with $79.9M distributed to shareholders in the trailing twelve months.
Where can I find MCFT SEC filings?
Official SEC filings for MasterCraft Boat Holdings, Inc. (CIK: 0001638290) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MCFT's EPS?
MasterCraft Boat Holdings, Inc. has a diluted EPS of $0.38.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MCFT a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, MasterCraft Boat Holdings, Inc. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MCFT stock overvalued or undervalued?
Valuation metrics for MCFT: ROE of 3.3% (sector avg: 15%), net margin of 4.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy MCFT stock in 2026?
Our dual AI analysis gives MasterCraft Boat Holdings, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MCFT's free cash flow?
MasterCraft Boat Holdings, Inc.'s operating cash flow is $8.8M, with capital expenditures of $4.7M. FCF margin is 2.9%.
How does MCFT compare to other Default stocks?
Vs Default sector averages: Net margin 4.4% (avg: 12%), ROE 3.3% (avg: 15%), current ratio 2.07 (avg: 1.8).