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MARA Stock Analysis 2026 - MARA Holdings, Inc. AI Rating

MARA Nasdaq Finance Services NV CIK: 0001507605
Recently Updated • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 MARA Key Takeaways

Revenue: $907.1M
Net Margin: -144.6%
Free Cash Flow: $-1.2B
Current Ratio: 1.27x
Debt/Equity: 1.04x
EPS: $-3.69
AI Rating: STRONG SELL with 95% confidence

Is MARA a Good Investment? Thesis Analysis

Claude

MARA demonstrates severe financial distress with massive operating losses (-$1.2B), negative free cash flow (-$1.2B), and a collapsing profitability profile despite 1445% revenue growth. The company is burning cash operationally while simultaneously investing heavily in capex, indicating unsustainable business fundamentals and deteriorating financial health.

Why Buy MARA? Key Strengths

Claude
  • + Substantial revenue growth of 1445% YoY demonstrates significant market traction or business expansion
  • + Adequate liquid assets of $547.1M provide near-term operational runway
  • + Reasonable current ratio of 1.27x indicates short-term liquidity adequacy

MARA Investment Risks to Consider

Claude
  • ! Massive operating losses of -$1.2B with negative 135% operating margin indicate core business is unprofitable at scale
  • ! Negative free cash flow of -$1.2B combined with -$802.7M operating cash flow shows company is not self-sustaining and burning capital
  • ! Extremely poor profitability with net margin of -144.6% and ROE of -37.8% indicates fundamental business model dysfunction
  • ! High debt load of $3.6B with debt-to-equity ratio of 1.04x creates leverage risk amid negative earnings
  • ! Negative interest coverage of -974.7x demonstrates inability to service debt from operating profits
  • ! Heavy capital expenditure of $407.1M while operating at large losses suggests unsustainable investment strategy

Key Metrics to Watch

Claude
  • * Operating cash flow trend - critical indicator of whether cash burn stabilizes
  • * Operating margin and path to profitability - assess if 1445% revenue growth can translate to positive EBITDA
  • * Cash runway - months of cash remaining given current burn rate
  • * Free cash flow and debt service capacity - ensure company can meet obligations without dilution
  • * Capital expenditure justification - evaluate ROI on heavy capex amid operating losses

MARA Financial Metrics

Revenue
$907.1M
Net Income
$-1.3B
EPS (Diluted)
$-3.69
Free Cash Flow
$-1.2B
Total Assets
$7.3B
Cash Position
$547.1M

💡 AI Analyst Insight

MARA Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

MARA Profitability Ratios

Gross Margin 1.3%
Operating Margin -135.0%
Net Margin -144.6%
ROE -37.8%
ROA -18.0%
FCF Margin -133.4%

MARA vs Finance Sector

How MARA Holdings, Inc. compares to Finance sector averages

Net Margin
MARA -144.6%
vs
Sector Avg 25.0%
MARA Sector
ROE
MARA -37.8%
vs
Sector Avg 12.0%
MARA Sector
Current Ratio
MARA 1.3x
vs
Sector Avg 1.2x
MARA Sector
Debt/Equity
MARA 1.0x
vs
Sector Avg 2.0x
MARA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is MARA Overvalued or Undervalued?

Based on fundamental analysis, MARA Holdings, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-37.8%
Sector avg: 12%
Net Profit Margin
-144.6%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.04x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

MARA Balance Sheet & Liquidity

Current Ratio
1.27x
Quick Ratio
1.27x
Debt/Equity
1.04x
Debt/Assets
10.5%
Interest Coverage
-974.72x
Long-term Debt
$3.6B

MARA 5-Year Financial Trend & Growth Analysis

MARA 5-year financial data: Year 2021: Revenue $150.5M, Net Income -$3.5M, EPS $-0.53. Year 2022: Revenue $159.2M, Net Income -$10.4M, EPS N/A. Year 2023: Revenue $57.7M, Net Income -$29.8M, EPS $-0.30. Year 2024: Revenue $96.5M, Net Income -$694.0M, EPS $-6.12. Year 2025: Revenue $96.5M, Net Income $261.2M, EPS $1.06.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: MARA Holdings, Inc.'s revenue has declined by 36% over the 5-year period, indicating business contraction. The most recent EPS of $1.06 reflects profitable operations.

MARA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-133.4%
Free cash flow / Revenue

MARA Quarterly Performance

Quarterly financial performance data for MARA Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $16.8M N/A $0.05
Q2 2025 $15.2M N/A $0.50
Q1 2025 $14.7M N/A $1.26
Q3 2024 $5.1M -$390.0K $0.05
Q2 2024 $9.5M -$9.0M $-0.07
Q1 2024 $18.9M $118.7M $0.72
Q3 2023 $12.7M $37.8M $0.21
Q2 2023 $24.9M -$17.1M $-0.13

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

MARA Capital Allocation

Operating Cash Flow
-$802.7M
Cash generated from operations
Stock Buybacks
$46.9M
Shares repurchased (TTM)
Capital Expenditures
$407.1M
Investment in assets
Dividends
None
No dividend program

MARA SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for MARA Holdings, Inc. (CIK: 0001507605)

📋 Recent SEC Filings

Date Form Document Action
Mar 26, 2026 8-K eh260755847_8k.htm View →
Mar 19, 2026 4 xslF345X06/ownership.xml View →
Mar 19, 2026 4 xslF345X06/ownership.xml View →
Mar 2, 2026 10-K mara-20251231.htm View →
Feb 26, 2026 8-K mara-20260226.htm View →

Frequently Asked Questions about MARA

What is the AI rating for MARA?

MARA Holdings, Inc. (MARA) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are MARA's key strengths?

Claude: Substantial revenue growth of 1445% YoY demonstrates significant market traction or business expansion. Adequate liquid assets of $547.1M provide near-term operational runway.

What are the risks of investing in MARA?

Claude: Massive operating losses of -$1.2B with negative 135% operating margin indicate core business is unprofitable at scale. Negative free cash flow of -$1.2B combined with -$802.7M operating cash flow shows company is not self-sustaining and burning capital.

What is MARA's revenue and growth?

MARA Holdings, Inc. reported revenue of $907.1M.

Does MARA pay dividends?

MARA Holdings, Inc. does not currently pay dividends.

Where can I find MARA SEC filings?

Official SEC filings for MARA Holdings, Inc. (CIK: 0001507605) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MARA's EPS?

MARA Holdings, Inc. has a diluted EPS of $-3.69.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MARA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, MARA Holdings, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MARA stock overvalued or undervalued?

Valuation metrics for MARA: ROE of -37.8% (sector avg: 12%), net margin of -144.6% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy MARA stock in 2026?

Our dual AI analysis gives MARA Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MARA's free cash flow?

MARA Holdings, Inc.'s operating cash flow is $-802.7M, with capital expenditures of $407.1M. FCF margin is -133.4%.

How does MARA compare to other Finance stocks?

Vs Finance sector averages: Net margin -144.6% (avg: 25%), ROE -37.8% (avg: 12%), current ratio 1.27 (avg: 1.2).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI