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LUVU Stock Analysis 2026 - Luvu Brands, Inc. AI Rating

LUVU OTC Household Furniture FL CIK: 0001374567
Recently Updated • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
STRONG SELL
85% Conf
Pending
Analysis scheduled

📊 LUVU Key Takeaways

Revenue: $12.7M
Net Margin: -7.1%
Free Cash Flow: $316.0K
Current Ratio: 1.24x
Debt/Equity: 0.50x
EPS: $-0.01
AI Rating: STRONG SELL with 85% confidence

Is LUVU a Good Investment? Thesis Analysis

Claude

Luvu Brands is operationally distressed with negative net margins (-7.1%), deeply negative returns on equity (-58.3%), and deteriorating profitability despite modest revenue growth. The company cannot cover its interest expenses (0.5x coverage) and is burning shareholder value, with free cash flow barely offsetting operating losses and representing only 2.5% FCF margin.

Why Buy LUVU? Key Strengths

Claude
  • + Positive free cash flow of $316K demonstrates minimal capital intensity
  • + Modest revenue growth of 0.5% YoY indicates some market demand preservation
  • + Current ratio of 1.24x provides basic short-term liquidity coverage

LUVU Investment Risks to Consider

Claude
  • ! Severe profitability crisis: net margin of -7.1% with operating margin of only 1.3% indicates structural unprofitability
  • ! Critical debt service risk: interest coverage ratio of 0.5x means operating income cannot cover interest expenses, threatening solvency
  • ! Rapid equity deterioration: ROE of -58.3% and ROA of -8.1% show systematic value destruction for shareholders

Key Metrics to Watch

Claude
  • * Operating margin trend and path to breakeven profitability
  • * Interest coverage ratio improvement and debt refinancing capability
  • * Gross margin sustainability as competitive pressures in furniture sector persist

LUVU Financial Metrics

Revenue
$12.7M
Net Income
$-897.0K
EPS (Diluted)
$-0.01
Free Cash Flow
$316.0K
Total Assets
$11.1M
Cash Position
$250.0K

💡 AI Analyst Insight

The relatively thin 2.5% FCF margin may limit capital allocation flexibility.

LUVU Profitability Ratios

Gross Margin 27.1%
Operating Margin 1.3%
Net Margin -7.1%
ROE -58.3%
ROA -8.1%
FCF Margin 2.5%

LUVU vs Default Sector

How Luvu Brands, Inc. compares to Default sector averages

Net Margin
LUVU -7.1%
vs
Sector Avg 12.0%
LUVU Sector
ROE
LUVU -58.3%
vs
Sector Avg 15.0%
LUVU Sector
Current Ratio
LUVU 1.2x
vs
Sector Avg 1.8x
LUVU Sector
Debt/Equity
LUVU 0.5x
vs
Sector Avg 0.7x
LUVU Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is LUVU Overvalued or Undervalued?

Based on fundamental analysis, Luvu Brands, Inc. has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
-58.3%
Sector avg: 15%
Net Profit Margin
-7.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.50x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

LUVU Balance Sheet & Liquidity

Current Ratio
1.24x
Quick Ratio
0.55x
Debt/Equity
0.50x
Debt/Assets
86.2%
Interest Coverage
0.55x
Long-term Debt
$765.0K

LUVU 5-Year Financial Trend & Growth Analysis

LUVU 5-year financial data: Year 2020: Revenue $18.4M, Net Income N/A, EPS $0.00. Year 2022: Revenue $26.3M, Net Income $2.6M, EPS $0.03. Year 2023: Revenue $29.2M, Net Income $604.0K, EPS $0.01. Year 2024: Revenue $29.2M, Net Income $1.2M, EPS $0.02. Year 2025: Revenue $24.7M, Net Income -$399.0K, EPS $-0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Luvu Brands, Inc.'s revenue has grown significantly by 34% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.01 indicates the company is currently unprofitable.

LUVU Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.5%
Free cash flow / Revenue

LUVU Quarterly Performance

Quarterly financial performance data for Luvu Brands, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $6.9M -$18.0K $0.00
Q1 2026 $5.8M -$131.0K $0.00
Q3 2025 $5.8M -$88.0K $0.00
Q2 2025 $6.8M -$17.0K $0.00
Q1 2025 $5.8M -$126.0K $0.00
Q3 2024 $5.9M -$94.0K $0.00
Q2 2024 $6.8M $29.0K $0.00
Q1 2024 $6.1M -$126.0K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

LUVU Capital Allocation

Operating Cash Flow
$365.0K
Cash generated from operations
Capital Expenditures
$49.0K
Investment in assets
Dividends
None
No dividend program

LUVU SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Luvu Brands, Inc. (CIK: 0001374567)

📋 Recent SEC Filings

Date Form Document Action
Feb 17, 2026 8-K luvu_8k.htm View →
Feb 17, 2026 10-Q luvu_10q.htm View →
Nov 14, 2025 10-Q luvu_10q.htm View →
Oct 14, 2025 10-K luvu_10k.htm View →
May 15, 2025 10-Q luvu_10q.htm View →

Frequently Asked Questions about LUVU

What is the AI rating for LUVU?

Luvu Brands, Inc. (LUVU) has an AI rating of STRONG SELL with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are LUVU's key strengths?

Claude: Positive free cash flow of $316K demonstrates minimal capital intensity. Modest revenue growth of 0.5% YoY indicates some market demand preservation.

What are the risks of investing in LUVU?

Claude: Severe profitability crisis: net margin of -7.1% with operating margin of only 1.3% indicates structural unprofitability. Critical debt service risk: interest coverage ratio of 0.5x means operating income cannot cover interest expenses, threatening solvency.

What is LUVU's revenue and growth?

Luvu Brands, Inc. reported revenue of $12.7M.

Does LUVU pay dividends?

Luvu Brands, Inc. does not currently pay dividends.

Where can I find LUVU SEC filings?

Official SEC filings for Luvu Brands, Inc. (CIK: 0001374567) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LUVU's EPS?

Luvu Brands, Inc. has a diluted EPS of $-0.01.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LUVU a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Luvu Brands, Inc. has a STRONG SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LUVU stock overvalued or undervalued?

Valuation metrics for LUVU: ROE of -58.3% (sector avg: 15%), net margin of -7.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LUVU stock in 2026?

Our dual AI analysis gives Luvu Brands, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LUVU's free cash flow?

Luvu Brands, Inc.'s operating cash flow is $365.0K, with capital expenditures of $49.0K. FCF margin is 2.5%.

How does LUVU compare to other Default stocks?

Vs Default sector averages: Net margin -7.1% (avg: 12%), ROE -58.3% (avg: 15%), current ratio 1.24 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI