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ISPC Stock Analysis 2026 - iSpecimen Inc. AI Rating

ISPC Nasdaq Services-Commercial Physical & Biological Research DE CIK: 0001558569
Recently Updated • Analysis: Mar 29, 2026 • SEC Data: 2025-09-30
STRONG SELL
95% Conf
Pending
Analysis scheduled

📊 ISPC Key Takeaways

Revenue: $1.9M
Net Margin: -292.3%
Free Cash Flow: $-3.3M
Current Ratio: 0.63x
Debt/Equity: 1.12x
EPS: $-1.54
AI Rating: STRONG SELL with 95% confidence

Is ISPC a Good Investment? Thesis Analysis

Claude

iSpecimen exhibits severe fundamental deterioration with collapsing profitability, negative cash flows, and acute liquidity distress. The company operates at massive losses (-335% operating margin) while burning cash, with a current ratio of 0.63x indicating insufficient short-term liquidity to cover immediate obligations.

Why Buy ISPC? Key Strengths

Claude
  • + Maintains positive cash balance of $2.8M providing short-term runway
  • + Asset base of $9.0M provides liquidation floor
  • + Recently reported data ensures metrics reflect current state

ISPC Investment Risks to Consider

Claude
  • ! Critical liquidity crisis with current ratio of 0.63x and negative operating cash flow of -$3.3M quarterly
  • ! Revenue declining 6.4% YoY while operating losses expand significantly
  • ! Unsustainable burn rate: negative free cash flow of -$3.3M per quarter will deplete cash reserves within 9 months at current burn rates
  • ! Debt/Equity ratio of 1.12x with $3.4M long-term debt and negative earnings create refinancing risk
  • ! No insider purchasing activity in 90 days signals loss of management confidence
  • ! Negative interest coverage of -349.4x indicates inability to service debt from operations

Key Metrics to Watch

Claude
  • * Quarterly cash burn rate and remaining cash runway
  • * Revenue stabilization and path to positive operating cash flow
  • * Gross margin sustainability and operating expense reduction initiatives
  • * Current ratio trend and working capital management
  • * Debt covenant compliance and refinancing needs

ISPC Financial Metrics

Revenue
$1.9M
Net Income
$-5.5M
EPS (Diluted)
$-1.54
Free Cash Flow
$-3.3M
Total Assets
$9.0M
Cash Position
$2.8M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

ISPC Profitability Ratios

Gross Margin N/A
Operating Margin -335.1%
Net Margin -292.3%
ROE -178.5%
ROA -61.0%
FCF Margin -177.1%

ISPC vs Healthcare Sector

How iSpecimen Inc. compares to Healthcare sector averages

Net Margin
ISPC -292.3%
vs
Sector Avg 12.0%
ISPC Sector
ROE
ISPC -178.5%
vs
Sector Avg 15.0%
ISPC Sector
Current Ratio
ISPC 0.6x
vs
Sector Avg 2.0x
ISPC Sector
Debt/Equity
ISPC 1.1x
vs
Sector Avg 0.6x
ISPC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is ISPC Overvalued or Undervalued?

Based on fundamental analysis, iSpecimen Inc. shows some fundamental concerns relative to the Healthcare sector in 2026.

Return on Equity
-178.5%
Sector avg: 15%
Net Profit Margin
-292.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.12x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

ISPC Balance Sheet & Liquidity

Current Ratio
0.63x
Quick Ratio
0.63x
Debt/Equity
1.12x
Debt/Assets
65.8%
Interest Coverage
-349.45x
Long-term Debt
$3.4M

ISPC 5-Year Financial Trend & Growth Analysis

ISPC 5-year financial data: Year 2021: Revenue $11.1M, Net Income -$4.7M, EPS $-4.97. Year 2022: Revenue $11.1M, Net Income -$9.0M, EPS $-2.09. Year 2023: Revenue $10.4M, Net Income -$10.2M, EPS $-1.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: iSpecimen Inc.'s revenue has remained relatively flat over the 5-year period, with a 7% decline. The most recent EPS of $-24.55 indicates the company is currently unprofitable.

ISPC Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-177.1%
Free cash flow / Revenue

ISPC Quarterly Performance

Quarterly financial performance data for iSpecimen Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2024 $2.7M -$1.4M $-2.10
Q2 2024 $1.6M -$2.1M $-0.49
Q1 2024 $2.3M -$2.4M $-0.27
Q3 2023 $2.6M -$2.1M $-0.23
Q2 2023 $1.6M -$2.4M $-0.30
Q1 2023 $2.5M -$2.4M $-0.25
Q3 2022 $2.6M -$1.4M $-0.22
Q2 2022 $2.3M -$1.4M $-0.30

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ISPC Capital Allocation

Operating Cash Flow
-$3.3M
Cash generated from operations
Stock Buybacks
$52.5K
Shares repurchased (TTM)
Capital Expenditures
$454
Investment in assets
Dividends
None
No dividend program

ISPC SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for iSpecimen Inc. (CIK: 0001558569)

📋 Recent SEC Filings

Date Form Document Action
Mar 13, 2026 8-K ea0281614-8k_ispecimen.htm View →
Feb 23, 2026 8-K ea0277937-8k_ispecimen.htm View →
Feb 18, 2026 8-K ea0277498-8k_ispecimen.htm View →
Feb 6, 2026 8-K ea0275230-8k_ispecimen.htm View →
Jan 27, 2026 8-K ea0274218-8k_ispecimen.htm View →

Frequently Asked Questions about ISPC

What is the AI rating for ISPC?

iSpecimen Inc. (ISPC) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ISPC's key strengths?

Claude: Maintains positive cash balance of $2.8M providing short-term runway. Asset base of $9.0M provides liquidation floor.

What are the risks of investing in ISPC?

Claude: Critical liquidity crisis with current ratio of 0.63x and negative operating cash flow of -$3.3M quarterly. Revenue declining 6.4% YoY while operating losses expand significantly.

What is ISPC's revenue and growth?

iSpecimen Inc. reported revenue of $1.9M.

Does ISPC pay dividends?

iSpecimen Inc. does not currently pay dividends.

Where can I find ISPC SEC filings?

Official SEC filings for iSpecimen Inc. (CIK: 0001558569) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ISPC's EPS?

iSpecimen Inc. has a diluted EPS of $-1.54.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ISPC a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, iSpecimen Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ISPC stock overvalued or undervalued?

Valuation metrics for ISPC: ROE of -178.5% (sector avg: 15%), net margin of -292.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy ISPC stock in 2026?

Our dual AI analysis gives iSpecimen Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ISPC's free cash flow?

iSpecimen Inc.'s operating cash flow is $-3.3M, with capital expenditures of $454.0. FCF margin is -177.1%.

How does ISPC compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -292.3% (avg: 12%), ROE -178.5% (avg: 15%), current ratio 0.63 (avg: 2).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-09-30 | Powered by Claude AI