📊 INTG Key Takeaways
Is INTG a Good Investment? Thesis Analysis
Intergroup Corp exhibits severe financial distress with negative stockholders' equity of -$85.2M, indicating the company is technically insolvent. Despite modest revenue growth of 10.7% YoY, the company is destroying cash with negative operating cash flow of -$319K and negative free cash flow of -$1.8M, while carrying excessive debt of $233.2M against only $6.6M in cash. The critically low interest coverage ratio of 0.7x suggests the company cannot service its debt obligations from operating earnings, presenting extreme solvency risk.
Why Buy INTG? Key Strengths
- Revenue growth of 10.7% year-over-year demonstrates top-line expansion
- Net income increased 29.1% YoY to $980K, showing improving profitability trend
- Operating margin of 13.5% is reasonable for apartment building operations
INTG Investment Risks to Consider
- Negative stockholders' equity of -$85.2M indicates technical insolvency and equity wipeout risk
- Interest coverage of 0.7x is critically low and unsustainable; company cannot cover debt service from operations
- Negative operating cash flow of -$319K despite positive net income signals poor earnings quality and potential accounting adjustments
- Massive leverage with $233.2M debt versus $6.6M cash creates severe liquidity risk and refinancing vulnerability
- Negative free cash flow of -$1.8M indicates the business cannot fund operations or capital needs without external financing
Key Metrics to Watch
- Operating cash flow trend - critical to verify sustainability of positive net income
- Debt service coverage ratio and refinancing schedule - essential for solvency assessment
- Stockholders' equity recovery path - monitor if negative equity can be eliminated through earnings retention
INTG Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
INTG Profitability Ratios
INTG vs Default Sector
How INTERGROUP CORP compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is INTG Overvalued or Undervalued?
Based on fundamental analysis, INTERGROUP CORP has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
INTG Balance Sheet & Liquidity
INTG 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: INTERGROUP CORP's revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $4.06 reflects profitable operations.
INTG Growth Metrics (YoY)
INTG Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $14.4M | $980.0K | $0.46 |
| Q1 2026 | $16.9M | -$398.0K | $-0.18 |
| Q3 2025 | $14.9M | -$578.0K | $-0.27 |
| Q2 2025 | $14.3M | -$1.5M | $-0.69 |
| Q1 2025 | $15.5M | -$398.0K | $-0.18 |
| Q3 2024 | $14.4M | -$356.0K | N/A |
| Q2 2024 | $13.9M | -$1.5M | N/A |
| Q1 2024 | $15.5M | -$199.0K | $-0.09 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
INTG Capital Allocation
INTG SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for INTERGROUP CORP (CIK: 0000069422)
📋 Recent SEC Filings
❓ Frequently Asked Questions about INTG
What is the AI rating for INTG?
INTERGROUP CORP (INTG) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are INTG's key strengths?
Claude: Revenue growth of 10.7% year-over-year demonstrates top-line expansion. Net income increased 29.1% YoY to $980K, showing improving profitability trend.
What are the risks of investing in INTG?
Claude: Negative stockholders' equity of -$85.2M indicates technical insolvency and equity wipeout risk. Interest coverage of 0.7x is critically low and unsustainable; company cannot cover debt service from operations.
What is INTG's revenue and growth?
INTERGROUP CORP reported revenue of $35.2M.
Does INTG pay dividends?
INTERGROUP CORP does not currently pay dividends.
Where can I find INTG SEC filings?
Official SEC filings for INTERGROUP CORP (CIK: 0000069422) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is INTG's EPS?
INTERGROUP CORP has a diluted EPS of $0.46.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is INTG a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, INTERGROUP CORP has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is INTG stock overvalued or undervalued?
Valuation metrics for INTG: ROE of N/A (sector avg: 15%), net margin of 2.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy INTG stock in 2026?
Our dual AI analysis gives INTERGROUP CORP a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is INTG's free cash flow?
INTERGROUP CORP's operating cash flow is $-319.0K, with capital expenditures of $1.4M. FCF margin is -5.0%.
How does INTG compare to other Default stocks?
Vs Default sector averages: Net margin 2.8% (avg: 12%), ROE N/A (avg: 15%), current ratio N/A (avg: 1.8).