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Inovio Pharmaceuticals, Inc.. (INO) Stock Fundamental Analysis & AI Rating 2026

INO Nasdaq Pharmaceutical Preparations DE CIK: 0001055726
Recently Updated • Analysis: May 14, 2026 • SEC Data: 2026-03-31
Combined AI Rating
STRONG SELL
94% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
94% Conf

📊 INO Key Takeaways

Revenue: $0.0
Net Margin: N/A
Free Cash Flow: $-21.6M
Current Ratio: 1.04x
Debt/Equity: 10.34x
EPS: $-0.28
AI Rating: STRONG SELL with 95% confidence
Inovio Pharmaceuticals, Inc.. (INO) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $0, and return on equity (ROE) of -324.4%, Inovio Pharmaceuticals, Inc.. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete INO stock analysis for 2026.

Is Inovio Pharmaceuticals, Inc.. (INO) a Good Investment?

Claude

Inovio is in severe financial distress with zero revenue, significant accumulated operating losses, and a debt burden ($62.8M) exceeding total assets ($49.8M). With negative operating cash flow of -$21.6M annually and only $26.3M in cash, the company has approximately 14 months of runway before capital depletion at current burn rate, making it unsuitable for fundamental investors.

ChatGPT

INOVIO’s fundamentals are very weak: revenue is negligible and shrinking sharply, while operating losses and free cash outflow remain extremely large relative to its asset base and equity. Although net loss and EPS improved year over year, the improvement appears to come off a deeply unprofitable base and does not offset the company’s poor growth quality, leveraged balance sheet, and limited cash runway without stronger commercialization or financing support.

Why Buy Inovio Pharmaceuticals, Inc.. Stock? INO Key Strengths

Claude
  • + Retains $26.3M in cash providing near-term liquidity buffer
  • + Operating losses moderating slightly year-over-year (EPS loss improvement)
  • + Insider trading activity suggests management engagement in company direction
ChatGPT
  • + Cash balance of $44.27M still provides some near-term operating flexibility
  • + Current and quick ratios of 1.40x indicate no immediate liquidity collapse
  • + Net loss and diluted EPS improved year over year, showing some cost or non-operating loss reduction

INO Stock Risks: Inovio Pharmaceuticals, Inc.. Investment Risks

Claude
  • ! Zero revenue with -70% YoY decline indicates failed commercialization or pre-revenue stage
  • ! Liabilities ($43.7M) nearly consume all assets ($49.8M) with minimal equity cushion of $6.1M
  • ! Debt/Equity ratio of 10.34x and interest coverage of -123.4x indicate inability to service debt from operations
  • ! Negative operating cash flow of -$21.6M annually with ~14 months cash runway at current burn rate
  • ! Balance sheet insolvency risk requiring debt restructuring, dilutive equity financing, or asset liquidation
ChatGPT
  • ! Revenue base is extremely small at $65.34K and declined 70.0% year over year, indicating very weak commercialization
  • ! Operating cash flow of -$88.63M and free cash flow of -$88.92M suggest heavy cash burn relative to available cash
  • ! Debt/equity of 2.60x, negative ROE of -352.5%, and long-term debt of $62.76M point to stressed financial health

Key Metrics to Watch

Claude
  • * Quarterly cash burn rate and remaining cash runway
  • * Revenue reactivation or achievement of any commercial milestones
  • * Debt restructuring announcements or covenant violations
  • * Operating cash flow inflection toward sustainability
  • * Stockholders equity trajectory amid accumulated losses
ChatGPT
  • * Quarterly operating cash burn versus cash and equivalents
  • * Meaningful revenue growth from product commercialization or partnership inflows

Inovio Pharmaceuticals, Inc.. (INO) Financial Metrics & Key Ratios

Revenue
$0.0
Net Income
$-19.7M
EPS (Diluted)
$-0.28
Free Cash Flow
$-21.6M
Total Assets
$49.8M
Cash Position
$26.3M

💡 AI Analyst Insight

Inovio Pharmaceuticals, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

INO Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE -324.4%
ROA -39.5%
FCF Margin N/A

INO vs Healthcare Sector: How Inovio Pharmaceuticals, Inc.. Compares

How Inovio Pharmaceuticals, Inc.. compares to Healthcare sector averages

Net Margin
INO 0.0%
vs
Sector Avg 12.0%
INO Sector
ROE
INO -324.4%
vs
Sector Avg 15.0%
INO Sector
Current Ratio
INO 1.0x
vs
Sector Avg 2.0x
INO Sector
Debt/Equity
INO 10.3x
vs
Sector Avg 0.6x
INO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Inovio Pharmaceuticals, Inc.. Stock Overvalued? INO Valuation Analysis 2026

Based on fundamental analysis, Inovio Pharmaceuticals, Inc.. shows some fundamental concerns relative to the Healthcare sector in 2026.

Return on Equity
-324.4%
Sector avg: 15%
Net Profit Margin
N/A
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
10.34x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Inovio Pharmaceuticals, Inc.. Balance Sheet: INO Debt, Cash & Liquidity

Current Ratio
1.04x
Quick Ratio
1.04x
Debt/Equity
10.34x
Debt/Assets
87.8%
Interest Coverage
-123.43x
Long-term Debt
$62.8M

INO Revenue & Earnings Growth: 5-Year Financial Trend

INO 5-year financial data: Year 2021: Revenue $7.4M, Net Income -$119.4M, EPS $-1.21. Year 2022: Revenue $10.3M, Net Income -$166.4M, EPS $-1.07. Year 2023: Revenue $10.3M, Net Income -$303.7M, EPS $-17.45. Year 2024: Revenue $832.0K, Net Income -$135.1M, EPS $-6.09. Year 2025: Revenue $217.8K, Net Income -$107.3M, EPS $-3.95.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Inovio Pharmaceuticals, Inc..'s revenue has declined by 97% over the 5-year period, indicating business contraction. The most recent EPS of $-3.95 indicates the company is currently unprofitable.

INO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

INO Quarterly Earnings & Performance

Quarterly financial performance data for Inovio Pharmaceuticals, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 N/A -$19.7M $-0.28
Q3 2025 N/A -$19.7M $-0.87
Q2 2025 N/A -$19.7M $-0.61
Q1 2025 N/A -$19.7M $-0.51
Q3 2024 N/A -$25.2M $-0.89
Q2 2024 $100.8K -$30.5M $-1.19
Q1 2024 N/A -$30.5M $-1.31
Q3 2023 $388.4K -$33.9M $-0.13

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Inovio Pharmaceuticals, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$21.6M
Cash generated from operations
Dividends
None
No dividend program

INO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Inovio Pharmaceuticals, Inc.. (CIK: 0001055726)

📋 Recent SEC Filings

Date Form Document Action
May 13, 2026 8-K ino-20260513.htm View →
May 13, 2026 10-Q ino-20260331.htm View →
Apr 7, 2026 DEF 14A ino-20260407.htm View →
Apr 6, 2026 8-K d137120d8k.htm View →
Apr 2, 2026 8-K d107839d8k.htm View →

Frequently Asked Questions about INO

What is the AI rating for INO?

Inovio Pharmaceuticals, Inc.. (INO) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 94% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are INO's key strengths?

Claude: Retains $26.3M in cash providing near-term liquidity buffer. Operating losses moderating slightly year-over-year (EPS loss improvement). ChatGPT: Cash balance of $44.27M still provides some near-term operating flexibility. Current and quick ratios of 1.40x indicate no immediate liquidity collapse.

What are the risks of investing in INO?

Claude: Zero revenue with -70% YoY decline indicates failed commercialization or pre-revenue stage. Liabilities ($43.7M) nearly consume all assets ($49.8M) with minimal equity cushion of $6.1M. ChatGPT: Revenue base is extremely small at $65.34K and declined 70.0% year over year, indicating very weak commercialization. Operating cash flow of -$88.63M and free cash flow of -$88.92M suggest heavy cash burn relative to available cash.

What is INO's revenue and growth?

Inovio Pharmaceuticals, Inc.. reported revenue of $0.0.

Does INO pay dividends?

Inovio Pharmaceuticals, Inc.. does not currently pay dividends.

Where can I find INO SEC filings?

Official SEC filings for Inovio Pharmaceuticals, Inc.. (CIK: 0001055726) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is INO's EPS?

Inovio Pharmaceuticals, Inc.. has a diluted EPS of $-0.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is INO a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Inovio Pharmaceuticals, Inc.. has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is INO stock overvalued or undervalued?

Valuation metrics for INO: ROE of -324.4% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy INO stock in 2026?

Our dual AI analysis gives Inovio Pharmaceuticals, Inc.. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is INO's free cash flow?

Inovio Pharmaceuticals, Inc..'s operating cash flow is $-21.6M, with capital expenditures of $0.0.

How does INO compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin N/A (avg: 12%), ROE -324.4% (avg: 15%), current ratio 1.04 (avg: 2).

Is Inovio Pharmaceuticals, Inc.. carrying too much debt?

INO has a debt-to-equity ratio of 10.34x, which is above the Healthcare sector average of 0.6x. However, the current ratio of 1.04 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 14, 2026 | Data as of: 2026-03-31 | Powered by Claude AI