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INDI Stock Analysis 2026 - indie Semiconductor, Inc. AI Rating

INDI Nasdaq Semiconductors & Related Devices DE CIK: 0001841925
Recently Updated • Analysis: Mar 29, 2026 • SEC Data: 2025-12-31
SELL
92% Conf
Pending
Analysis scheduled

📊 INDI Key Takeaways

Revenue: $217.4M
Net Margin: -65.8%
Free Cash Flow: $-71.4M
Current Ratio: 3.73x
Debt/Equity: 0.99x
EPS: $-0.73
AI Rating: SELL with 92% confidence

Is INDI a Good Investment? Thesis Analysis

Claude

Indie Semiconductor is burning cash at an unsustainable rate with negative operating margins of -70.9% and free cash flow of -71.4M despite flat revenue growth. The company faces a critical profitability crisis with deteriorating operational efficiency, though adequate liquidity from 145.5M in cash provides a runway before existential concerns emerge.

Why Buy INDI? Key Strengths

Claude
  • + Strong liquidity position with 145.5M cash and 3.73x current ratio provides runway for operations
  • + Reasonable balance sheet with 0.99x debt-to-equity ratio and equity cushion of 358M
  • + Stable revenue at 217.4M suggests market position maintenance despite operational losses

INDI Investment Risks to Consider

Claude
  • ! Severe cash burn with -71.4M free cash flow creates 2-3 year operational runway at current burn rate
  • ! Operating margin of -70.9% and net margin of -65.8% indicate fundamental business model dysfunction
  • ! Negative interest coverage of -8.7x demonstrates inability to service debt from operating earnings; dependent on cash reserves
  • ! Operating cash flow negative at -57.1M shows core business operations are cash-destructive
  • ! Diluted EPS of -0.73 with minimal improvement YoY signals lack of progress toward profitability

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must return to positive to validate business model
  • * Gross margin if disclosed - critical to understanding cost structure issues
  • * Path to operating profitability and timeline for FCF breakeven
  • * Cash burn rate relative to remaining liquidity - runway extension milestones

INDI Financial Metrics

Revenue
$217.4M
Net Income
$-143.1M
EPS (Diluted)
$-0.73
Free Cash Flow
$-71.4M
Total Assets
$840.8M
Cash Position
$145.5M

💡 AI Analyst Insight

Strong liquidity with a 3.73x current ratio provides a solid financial cushion.

INDI Profitability Ratios

Gross Margin N/A
Operating Margin -70.9%
Net Margin -65.8%
ROE -40.0%
ROA -17.0%
FCF Margin -32.9%

INDI vs Technology Sector

How indie Semiconductor, Inc. compares to Technology sector averages

Net Margin
INDI -65.8%
vs
Sector Avg 18.0%
INDI Sector
ROE
INDI -40.0%
vs
Sector Avg 22.0%
INDI Sector
Current Ratio
INDI 3.7x
vs
Sector Avg 2.5x
INDI Sector
Debt/Equity
INDI 1.0x
vs
Sector Avg 0.5x
INDI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is INDI Overvalued or Undervalued?

Based on fundamental analysis, indie Semiconductor, Inc. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-40.0%
Sector avg: 22%
Net Profit Margin
-65.8%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.99x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

INDI Balance Sheet & Liquidity

Current Ratio
3.73x
Quick Ratio
3.10x
Debt/Equity
0.99x
Debt/Assets
54.3%
Interest Coverage
-8.74x
Long-term Debt
$353.4M

INDI 5-Year Financial Trend & Growth Analysis

INDI 5-year financial data: Year 2021: Revenue $48.4M, Net Income -$97.5M, EPS $-3.12. Year 2022: Revenue $110.8M, Net Income -$88.0M, EPS $-1.26. Year 2023: Revenue $223.2M, Net Income -$88.0M, EPS $-1.26. Year 2024: Revenue $223.2M, Net Income -$43.4M, EPS $-0.37. Year 2025: Revenue $223.2M, Net Income -$117.6M, EPS $-0.81.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: indie Semiconductor, Inc.'s revenue has grown significantly by 361% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.81 indicates the company is currently unprofitable.

INDI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-32.9%
Free cash flow / Revenue

INDI Quarterly Performance

Quarterly financial performance data for indie Semiconductor, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $53.7M -$38.3M $-0.19
Q2 2025 $51.6M -$19.2M $-0.11
Q1 2025 $52.4M -$31.2M $-0.18
Q3 2024 $54.0M -$17.1M $-0.12
Q2 2024 $52.1M -$13.1M $-0.09
Q1 2024 $40.5M -$31.2M $-0.19
Q3 2023 $30.0M -$17.1M $-0.12
Q2 2023 $25.8M -$4.2M $0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

INDI Capital Allocation

Operating Cash Flow
-$57.1M
Cash generated from operations
Capital Expenditures
$14.3M
Investment in assets
Dividends
None
No dividend program

INDI SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for indie Semiconductor, Inc. (CIK: 0001841925)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 4 xslF345X06/ownership.xml View →
Mar 27, 2026 4 xslF345X06/ownership.xml View →
Mar 25, 2026 4 xslF345X06/ownership.xml View →
Mar 20, 2026 4 xslF345X06/ownership.xml View →
Mar 18, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about INDI

What is the AI rating for INDI?

indie Semiconductor, Inc. (INDI) has an AI rating of SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are INDI's key strengths?

Claude: Strong liquidity position with 145.5M cash and 3.73x current ratio provides runway for operations. Reasonable balance sheet with 0.99x debt-to-equity ratio and equity cushion of 358M.

What are the risks of investing in INDI?

Claude: Severe cash burn with -71.4M free cash flow creates 2-3 year operational runway at current burn rate. Operating margin of -70.9% and net margin of -65.8% indicate fundamental business model dysfunction.

What is INDI's revenue and growth?

indie Semiconductor, Inc. reported revenue of $217.4M.

Does INDI pay dividends?

indie Semiconductor, Inc. does not currently pay dividends.

Where can I find INDI SEC filings?

Official SEC filings for indie Semiconductor, Inc. (CIK: 0001841925) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is INDI's EPS?

indie Semiconductor, Inc. has a diluted EPS of $-0.73.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is INDI a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, indie Semiconductor, Inc. has a SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is INDI stock overvalued or undervalued?

Valuation metrics for INDI: ROE of -40.0% (sector avg: 22%), net margin of -65.8% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy INDI stock in 2026?

Our dual AI analysis gives indie Semiconductor, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is INDI's free cash flow?

indie Semiconductor, Inc.'s operating cash flow is $-57.1M, with capital expenditures of $14.3M. FCF margin is -32.9%.

How does INDI compare to other Technology stocks?

Vs Technology sector averages: Net margin -65.8% (avg: 18%), ROE -40.0% (avg: 22%), current ratio 3.73 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-12-31 | Powered by Claude AI