📊 FSI Key Takeaways
Is FSI a Good Investment? Thesis Analysis
FSI demonstrates solid financial health with strong liquidity (2.96x current ratio), low leverage (0.18x debt/equity), and healthy interest coverage (20.2x), but faces headwinds from stagnant revenue (-0.2% YoY) and declining profitability (net income down 25.9% YoY despite EPS growth). The company generates reliable free cash flow (3.4M, 11.7% FCF margin) and maintains adequate returns, though ROE of 3.2% and ROA of 2.1% suggest limited capital efficiency.
Why Buy FSI? Key Strengths
- Excellent liquidity position with 2.96x current ratio and 8.5M cash balance
- Conservative capital structure with 0.18x debt/equity and 20.2x interest coverage
- Positive free cash flow generation of 3.4M representing 11.7% FCF margin
- Reasonable profitability with 33.5% gross margin and 12.0% operating margin
FSI Investment Risks to Consider
- Stagnant revenue growth at -0.2% YoY indicates lack of top-line momentum
- Net income declined 25.9% YoY despite EPS growth, signaling earnings pressure
- Low return on equity (3.2%) and return on assets (2.1%) reflect poor capital deployment
- Gross margin of 33.5% is modest for specialty chemicals, suggesting competitive pressures or product mix challenges
Key Metrics to Watch
- Revenue growth trajectory - must achieve positive YoY growth to justify investment
- Net margin sustainability - monitor if 4.2% margin can stabilize or improve
- Free cash flow conversion - track if FCF remains above 10% of revenue
- Return on equity improvement - target 5%+ ROE for adequate capital efficiency
FSI Financial Metrics
💡 AI Analyst Insight
Strong liquidity with a 2.96x current ratio provides a solid financial cushion.
FSI Profitability Ratios
FSI vs Default Sector
How FLEXIBLE SOLUTIONS INTERNATIONAL INC compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is FSI Overvalued or Undervalued?
Based on fundamental analysis, FLEXIBLE SOLUTIONS INTERNATIONAL INC has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
FSI Balance Sheet & Liquidity
FSI 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: FLEXIBLE SOLUTIONS INTERNATIONAL INC's revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.22 reflects profitable operations.
FSI Growth Metrics (YoY)
FSI Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $9.3M | -$503.4K | $-0.04 |
| Q2 2025 | $10.5M | $1.3M | $0.10 |
| Q1 2025 | $7.5M | -$277.7K | $-0.02 |
| Q3 2024 | $8.7M | $611.9K | $0.05 |
| Q2 2024 | $10.3M | $809.9K | $0.06 |
| Q1 2024 | $9.2M | $457.2K | $0.04 |
| Q3 2023 | $8.7M | -$718.2K | $-0.06 |
| Q2 2023 | $10.3M | $809.9K | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
FSI Capital Allocation
FSI SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for FLEXIBLE SOLUTIONS INTERNATIONAL INC (CIK: 0001069394)
📋 Recent SEC Filings
❓ Frequently Asked Questions about FSI
What is the AI rating for FSI?
FLEXIBLE SOLUTIONS INTERNATIONAL INC (FSI) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are FSI's key strengths?
Claude: Excellent liquidity position with 2.96x current ratio and 8.5M cash balance. Conservative capital structure with 0.18x debt/equity and 20.2x interest coverage.
What are the risks of investing in FSI?
Claude: Stagnant revenue growth at -0.2% YoY indicates lack of top-line momentum. Net income declined 25.9% YoY despite EPS growth, signaling earnings pressure.
What is FSI's revenue and growth?
FLEXIBLE SOLUTIONS INTERNATIONAL INC reported revenue of $29.4M.
Does FSI pay dividends?
FLEXIBLE SOLUTIONS INTERNATIONAL INC pays dividends, with $1.3M distributed to shareholders in the trailing twelve months.
Where can I find FSI SEC filings?
Official SEC filings for FLEXIBLE SOLUTIONS INTERNATIONAL INC (CIK: 0001069394) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is FSI's EPS?
FLEXIBLE SOLUTIONS INTERNATIONAL INC has a diluted EPS of $0.09.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is FSI a good stock to buy right now?
Based on our AI fundamental analysis in March 2026, FLEXIBLE SOLUTIONS INTERNATIONAL INC has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is FSI stock overvalued or undervalued?
Valuation metrics for FSI: ROE of 3.2% (sector avg: 15%), net margin of 4.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy FSI stock in 2026?
Our dual AI analysis gives FLEXIBLE SOLUTIONS INTERNATIONAL INC a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is FSI's free cash flow?
FLEXIBLE SOLUTIONS INTERNATIONAL INC's operating cash flow is $6.8M, with capital expenditures of $3.3M. FCF margin is 11.7%.
How does FSI compare to other Default stocks?
Vs Default sector averages: Net margin 4.2% (avg: 12%), ROE 3.2% (avg: 15%), current ratio 2.96 (avg: 1.8).