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FOXOW Stock Analysis 2026 - FOXO TECHNOLOGIES INC. AI Rating

FOXOW OTC Services-Commercial Physical & Biological Research DE CIK: 0001812360
Recently Updated • Analysis: Mar 25, 2026 • SEC Data: 2025-09-30
STRONG SELL
92% Conf
Pending
Analysis scheduled

📊 FOXOW Key Takeaways

Revenue: $11.9M
Net Margin: -25.3%
Free Cash Flow: $-3.9M
Current Ratio: 0.15x
Debt/Equity: 0.14x
EPS: $0.00
AI Rating: STRONG SELL with 92% confidence

Is FOXOW a Good Investment? Thesis Analysis

Claude

FOXO Technologies demonstrates severe operational distress with massive negative profitability across all metrics, burning cash at an unsustainable rate while generating minimal revenue relative to its cost structure. The company faces critical liquidity constraints with a current ratio of 0.15x and declining financial health, making it unsuitable for fundamental-based investment.

Why Buy FOXOW? Key Strengths

Claude
  • + Positive revenue of $11.9M provides some operational activity base
  • + Moderate debt-to-equity ratio of 0.14x limits leverage risk relative to equity
  • + Substantial asset base of $52.1M suggests prior capitalization

FOXOW Investment Risks to Consider

Claude
  • ! Severely negative net margin of -25.3% indicates operational model is fundamentally unprofitable
  • ! Operating cash flow of -$3.8M with free cash flow of -$3.9M demonstrates unsustainable cash burn with only $628.6K in cash reserves
  • ! Critical liquidity crisis with current ratio of 0.15x—company cannot cover short-term obligations with liquid assets
  • ! Gross margin of only 0.1% on $11.9M revenue suggests either severe underpricing or inefficient cost structure
  • ! Negative ROE of -14.9% and ROA of -5.8% indicate value destruction across all capital deployment
  • ! Net loss of -$3.0M represents 25% of annual revenue, unsustainable trajectory

Key Metrics to Watch

Claude
  • * Quarterly operating cash flow trend and cash runway to insolvency
  • * Gross margin improvement and cost structure rationalization efforts
  • * Revenue growth relative to operating expense reduction

FOXOW Financial Metrics

Revenue
$11.9M
Net Income
$-3.0M
EPS (Diluted)
$0.00
Free Cash Flow
$-3.9M
Total Assets
$52.1M
Cash Position
$628.6K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FOXOW Profitability Ratios

Gross Margin 0.1%
Operating Margin -15.4%
Net Margin -25.3%
ROE -14.9%
ROA -5.8%
FCF Margin -32.4%

FOXOW vs Healthcare Sector

How FOXO TECHNOLOGIES INC. compares to Healthcare sector averages

Net Margin
FOXOW -25.3%
vs
Sector Avg 12.0%
FOXOW Sector
ROE
FOXOW -14.9%
vs
Sector Avg 15.0%
FOXOW Sector
Current Ratio
FOXOW 0.1x
vs
Sector Avg 2.0x
FOXOW Sector
Debt/Equity
FOXOW 0.1x
vs
Sector Avg 0.6x
FOXOW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is FOXOW Overvalued or Undervalued?

Based on fundamental analysis, FOXO TECHNOLOGIES INC. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-14.9%
Sector avg: 15%
Net Profit Margin
-25.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.14x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

FOXOW Balance Sheet & Liquidity

Current Ratio
0.15x
Quick Ratio
0.15x
Debt/Equity
0.14x
Debt/Assets
61.3%
Interest Coverage
-0.65x
Long-term Debt
$2.9M

FOXOW 5-Year Financial Trend & Growth Analysis

FOXOW 5-year financial data: Year 2024: Revenue $4.1M, Net Income -$26.5M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: FOXO TECHNOLOGIES INC.'s revenue has remained relatively flat over the 5-year period, with a 0% decline.

FOXOW Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-32.4%
Free cash flow / Revenue

FOXOW Quarterly Performance

Quarterly financial performance data for FOXO TECHNOLOGIES INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2M -$1.9M N/A
Q2 2025 $27.5K -$522.0K N/A
Q1 2025 $7.2K -$616.5K N/A
Q3 2024 $10.0K -$1.9M N/A
Q2 2024 $12.0K -$2.2M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

FOXOW Capital Allocation

Operating Cash Flow
-$3.8M
Cash generated from operations
Stock Buybacks
$29.1M
Shares repurchased (TTM)
Capital Expenditures
$110.0K
Investment in assets
Dividends
None
No dividend program

FOXOW SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for FOXO TECHNOLOGIES INC. (CIK: 0001812360)

📋 Recent SEC Filings

Date Form Document Action
Mar 24, 2026 8-K form8-k.htm View →
Feb 9, 2026 S-1 forms-1.htm View →
Feb 6, 2026 8-K form8-k.htm View →
Jan 20, 2026 8-K form8-k.htm View →
Dec 19, 2025 8-K form8-k.htm View →

Frequently Asked Questions about FOXOW

What is the AI rating for FOXOW?

FOXO TECHNOLOGIES INC. (FOXOW) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are FOXOW's key strengths?

Claude: Positive revenue of $11.9M provides some operational activity base. Moderate debt-to-equity ratio of 0.14x limits leverage risk relative to equity.

What are the risks of investing in FOXOW?

Claude: Severely negative net margin of -25.3% indicates operational model is fundamentally unprofitable. Operating cash flow of -$3.8M with free cash flow of -$3.9M demonstrates unsustainable cash burn with only $628.6K in cash reserves.

What is FOXOW's revenue and growth?

FOXO TECHNOLOGIES INC. reported revenue of $11.9M.

Does FOXOW pay dividends?

FOXO TECHNOLOGIES INC. does not currently pay dividends.

Where can I find FOXOW SEC filings?

Official SEC filings for FOXO TECHNOLOGIES INC. (CIK: 0001812360) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FOXOW's EPS?

FOXO TECHNOLOGIES INC. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FOXOW a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, FOXO TECHNOLOGIES INC. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FOXOW stock overvalued or undervalued?

Valuation metrics for FOXOW: ROE of -14.9% (sector avg: 15%), net margin of -25.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy FOXOW stock in 2026?

Our dual AI analysis gives FOXO TECHNOLOGIES INC. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FOXOW's free cash flow?

FOXO TECHNOLOGIES INC.'s operating cash flow is $-3.8M, with capital expenditures of $110.0K. FCF margin is -32.4%.

How does FOXOW compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -25.3% (avg: 12%), ROE -14.9% (avg: 15%), current ratio 0.15 (avg: 2).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-09-30 | Powered by Claude AI