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Flutter Entertainment plc (FLUT) Stock Fundamental Analysis & AI Rating 2026

FLUT NYSE Services-Computer Programming, Data Processing, Etc. L2 CIK: 0001635327
Recently Updated • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
78% Confidence
AGREEMENT
SELL
78% Conf
HOLD
77% Conf

📊 FLUT Key Takeaways

Revenue: $4.3B
Net Margin: 5.1%
Free Cash Flow: $305.0M
Current Ratio: 0.90x
Debt/Equity: 1.32x
EPS: $1.23
AI Rating: SELL with 78% confidence
Flutter Entertainment plc (FLUT) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $4.3B, net profit margin of 5.1%, and return on equity (ROE) of 2.4%, Flutter Entertainment plc demonstrates mixed fundamentals in the Technology sector. Below is our complete FLUT stock analysis for 2026.

Is Flutter Entertainment plc (FLUT) a Good Investment?

Claude

Flutter demonstrates strong revenue growth of 16.6% YoY with solid free cash flow generation, but is critically constrained by an operating margin of only 1.8%, interest coverage of 0.5x (unable to service debt from operations), and a current ratio of 0.90x indicating liquidity stress. The combination of high leverage (1.32x debt/equity with $12B debt), poor capital efficiency (2.4% ROE), and thin profitability creates significant financial risk that outweighs growth momentum.

ChatGPT

Flutter Entertainment is delivering strong top-line growth and solid free cash flow generation, which suggests the core business has scale and healthy customer demand. However, profitability remains very weak, with near-breakeven operating margins, negative net income, and extremely thin interest coverage, which materially weakens the quality of that growth. The fundamentals support a neutral stance until earnings conversion and balance-sheet resilience improve.

Why Buy Flutter Entertainment plc Stock? FLUT Key Strengths

Claude
  • + Strong revenue growth of 16.6% YoY demonstrating market demand
  • + Healthy free cash flow of $305M with 7.1% FCF margin
  • + Operating cash flow of $330M providing cash generation for debt service
ChatGPT
  • + Revenue growth of 16.6% YoY indicates strong operating momentum
  • + Free cash flow of $1.08B and low capex needs support internal funding capacity
  • + Gross margin of 45.2% shows the business retains meaningful gross profitability at scale

FLUT Stock Risks: Flutter Entertainment plc Investment Risks

Claude
  • ! Interest coverage of 0.5x is unsustainable—operating income cannot cover debt interest obligations
  • ! Current ratio of 0.90x indicates potential short-term liquidity stress and working capital deficiency
  • ! Operating margin of only 1.8% shows severe operational inefficiency or competitive margin pressure
  • ! Debt/Equity ratio of 1.32x with $12B long-term debt creates elevated financial leverage risk
  • ! ROE of 2.4% and ROA of 0.8% indicate extremely poor capital efficiency and value destruction
  • ! 41 Form 4 insider filings in 90 days suggest potential insider concern about company trajectory
ChatGPT
  • ! Operating margin of 0.2% and net margin of -1.9% show poor earnings conversion
  • ! High leverage with $12.27B long-term debt and 1.36x debt-to-equity increases financial risk
  • ! Interest coverage of 0.1x and current ratio of 0.95x point to limited financial cushion

Key Metrics to Watch

Claude
  • * Operating margin expansion (must improve from current 1.8% level)
  • * Interest coverage ratio recovery (critical at 0.5x; must reach minimum 2.0x)
  • * Current ratio improvement back above 1.0x for liquidity stabilization
  • * Debt reduction progress and net debt trajectory
  • * Return on Equity trend (currently 2.4% is far below cost of capital)
ChatGPT
  • * Operating margin and net income trend
  • * Interest coverage and debt reduction progress

Flutter Entertainment plc (FLUT) Financial Metrics & Key Ratios

Revenue
$4.3B
Net Income
$218.0M
EPS (Diluted)
$1.23
Free Cash Flow
$305.0M
Total Assets
$28.5B
Cash Position
$1.5B

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

FLUT Profit Margin, ROE & Profitability Analysis

Gross Margin 42.7%
Operating Margin 1.8%
Net Margin 5.1%
ROE 2.4%
ROA 0.8%
FCF Margin 7.1%

FLUT vs Technology Sector: How Flutter Entertainment plc Compares

How Flutter Entertainment plc compares to Technology sector averages

Net Margin
FLUT 5.1%
vs
Sector Avg 18.0%
FLUT Sector
ROE
FLUT 2.4%
vs
Sector Avg 22.0%
FLUT Sector
Current Ratio
FLUT 0.9x
vs
Sector Avg 2.5x
FLUT Sector
Debt/Equity
FLUT 1.3x
vs
Sector Avg 0.5x
FLUT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Flutter Entertainment plc Stock Overvalued? FLUT Valuation Analysis 2026

Based on fundamental analysis, Flutter Entertainment plc shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
2.4%
Sector avg: 22%
Net Profit Margin
5.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.32x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Flutter Entertainment plc Balance Sheet: FLUT Debt, Cash & Liquidity

Current Ratio
0.90x
Quick Ratio
0.90x
Debt/Equity
1.32x
Debt/Assets
65.9%
Interest Coverage
0.48x
Long-term Debt
$12.0B

FLUT Revenue & Earnings Growth: 5-Year Financial Trend

FLUT 5-year financial data: Year 2024: Revenue $14.0B, Net Income -$370.0M, EPS $-2.44. Year 2025: Revenue $16.4B, Net Income -$1.2B, EPS $-6.89.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Flutter Entertainment plc's revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $-6.89 indicates the company is currently unprofitable.

FLUT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
7.1%
Free cash flow / Revenue

FLUT Quarterly Earnings & Performance

Quarterly financial performance data for Flutter Entertainment plc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $3.7B N/A $1.23
Q3 2025 $3.2B N/A $-0.21
Q2 2025 $3.6B N/A $0.36
Q1 2025 $3.4B N/A $-1.10
Q3 2024 $2.6B N/A $-0.21
Q2 2024 $3.0B N/A $-0.20
Q1 2024 $2.9B -$111.0M $-0.58

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Flutter Entertainment plc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$330.0M
Cash generated from operations
Stock Buybacks
$135.0M
Shares repurchased (TTM)
Capital Expenditures
$25.0M
Investment in assets
Dividends
None
No dividend program

FLUT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Flutter Entertainment plc (CIK: 0001635327)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 8-K d152593d8k.htm View →
May 6, 2026 8-K d46069d8k.htm View →
May 6, 2026 10-Q flut-20260331.htm View →
May 1, 2026 4 xslF345X06/primary_doc.xml View →
May 1, 2026 8-K d132595d8k.htm View →

Frequently Asked Questions about FLUT

What is the AI rating for FLUT?

Flutter Entertainment plc (FLUT) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FLUT's key strengths?

Claude: Strong revenue growth of 16.6% YoY demonstrating market demand. Healthy free cash flow of $305M with 7.1% FCF margin. ChatGPT: Revenue growth of 16.6% YoY indicates strong operating momentum. Free cash flow of $1.08B and low capex needs support internal funding capacity.

What are the risks of investing in FLUT?

Claude: Interest coverage of 0.5x is unsustainable—operating income cannot cover debt interest obligations. Current ratio of 0.90x indicates potential short-term liquidity stress and working capital deficiency. ChatGPT: Operating margin of 0.2% and net margin of -1.9% show poor earnings conversion. High leverage with $12.27B long-term debt and 1.36x debt-to-equity increases financial risk.

What is FLUT's revenue and growth?

Flutter Entertainment plc reported revenue of $4.3B.

Does FLUT pay dividends?

Flutter Entertainment plc does not currently pay dividends.

Where can I find FLUT SEC filings?

Official SEC filings for Flutter Entertainment plc (CIK: 0001635327) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FLUT's EPS?

Flutter Entertainment plc has a diluted EPS of $1.23.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FLUT a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Flutter Entertainment plc has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is FLUT stock overvalued or undervalued?

Valuation metrics for FLUT: ROE of 2.4% (sector avg: 22%), net margin of 5.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy FLUT stock in 2026?

Our dual AI analysis gives Flutter Entertainment plc a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FLUT's free cash flow?

Flutter Entertainment plc's operating cash flow is $330.0M, with capital expenditures of $25.0M. FCF margin is 7.1%.

How does FLUT compare to other Technology stocks?

Vs Technology sector averages: Net margin 5.1% (avg: 18%), ROE 2.4% (avg: 22%), current ratio 0.90 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI