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EXP Stock Analysis 2026 - EAGLE MATERIALS INC AI Rating

EXP NYSE Cement, Hydraulic DE CIK: 0000918646
Recently Updated • Analysis: Mar 24, 2026 • SEC Data: 2025-12-31
BUY
78% Conf
Pending
Analysis scheduled

📊 EXP Key Takeaways

Revenue: $1.8B
Net Margin: 19.9%
Free Cash Flow: $217.4M
Current Ratio: 4.27x
Debt/Equity: 1.17x
EPS: $11.21
AI Rating: BUY with 78% confidence

Is EXP a Good Investment? Thesis Analysis

Claude

Eagle Materials demonstrates robust operational excellence with exceptional profitability metrics (32.3% operating margin, 19.9% net margin) and strong cash generation ($217.3M FCF). The company maintains fortress-like financial health with excellent liquidity (4.27x current ratio) and manageable leverage (1.17x debt/equity), providing substantial downside protection despite flat revenue growth.

Why Buy EXP? Key Strengths

Claude
  • + Exceptional operating margins (32.3%) and net margins (19.9%) indicate pricing power and operational efficiency in cyclical cement industry
  • + Strong free cash flow generation ($217.3M) with 11.9% FCF margin supports capital allocation flexibility and debt reduction
  • + Fortress balance sheet with $419M cash, 4.27x current ratio, and 17x interest coverage provides significant financial flexibility and downside protection
  • + High return on equity (24.3%) and ROA (9.5%) demonstrate efficient capital deployment and shareholder value creation

EXP Investment Risks to Consider

Claude
  • ! Revenue growth nearly flat (+0.1% YoY) signals potential demand headwinds or market saturation in core cement market
  • ! High debt load ($1.7B long-term debt) relative to equity despite strong interest coverage; refinancing risk if rates remain elevated
  • ! Cyclical cement industry exposure creates vulnerability to construction slowdowns and economic contraction
  • ! Elevated insider selling activity (8 Form 4 filings in 90 days) may signal management concerns about valuation or business outlook

Key Metrics to Watch

Claude
  • * Quarterly revenue growth trends and cement pricing realization
  • * Free cash flow sustainability and capital expenditure requirements
  • * Debt reduction progress and leverage trajectory toward 1.0x debt/equity
  • * Gross margin stability amid raw material cost fluctuations
  • * Operating cash flow consistency relative to net income quality

EXP Financial Metrics

Revenue
$1.8B
Net Income
$363.6M
EPS (Diluted)
$11.21
Free Cash Flow
$217.4M
Total Assets
$3.8B
Cash Position
$419.0M

💡 AI Analyst Insight

Strong liquidity with a 4.27x current ratio provides a solid financial cushion.

EXP Profitability Ratios

Gross Margin 29.9%
Operating Margin 32.3%
Net Margin 19.9%
ROE 24.3%
ROA 9.5%
FCF Margin 11.9%

EXP vs Default Sector

How EAGLE MATERIALS INC compares to Default sector averages

Net Margin
EXP 19.9%
vs
Sector Avg 12.0%
EXP Sector
ROE
EXP 24.3%
vs
Sector Avg 15.0%
EXP Sector
Current Ratio
EXP 4.3x
vs
Sector Avg 1.8x
EXP Sector
Debt/Equity
EXP 1.2x
vs
Sector Avg 0.7x
EXP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is EXP Overvalued or Undervalued?

Based on fundamental analysis, EAGLE MATERIALS INC appears fundamentally strong relative to the Default sector in 2026.

Return on Equity
24.3%
Sector avg: 15%
Net Profit Margin
19.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.17x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

EXP Balance Sheet & Liquidity

Current Ratio
4.27x
Quick Ratio
2.68x
Debt/Equity
1.17x
Debt/Assets
61.1%
Interest Coverage
16.97x
Long-term Debt
$1.7B

EXP 5-Year Financial Trend & Growth Analysis

EXP 5-year financial data: Year 2021: Revenue $1.6B, Net Income $68.9M, EPS $1.47. Year 2022: Revenue $1.9B, Net Income $70.9M, EPS $1.68. Year 2023: Revenue $2.1B, Net Income $339.4M, EPS $8.12. Year 2024: Revenue $2.3B, Net Income $374.2M, EPS $9.14. Year 2025: Revenue $2.3B, Net Income $461.5M, EPS $12.46.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: EAGLE MATERIALS INC's revenue has grown significantly by 39% over the 5-year period, indicating strong business expansion. The most recent EPS of $12.46 reflects profitable operations.

EXP Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.9%
Free cash flow / Revenue

EXP Quarterly Performance

Quarterly financial performance data for EAGLE MATERIALS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $556.0M $102.9M $3.22
Q2 2026 $623.6M $123.4M $4.23
Q1 2026 $608.7M $123.4M $3.76
Q3 2024 $558.0M $119.6M $3.56
Q2 2024 $622.2M $120.8M $4.26
Q1 2024 $601.5M $120.8M $3.40
Q3 2023 $462.9M $95.3M $2.53
Q2 2023 $605.1M $105.0M $3.72

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

EXP Capital Allocation

Operating Cash Flow
$512.0M
Cash generated from operations
Stock Buybacks
$310.3M
Shares repurchased (TTM)
Capital Expenditures
$294.7M
Investment in assets
Dividends Paid
$24.5M
Returned to shareholders

EXP SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for EAGLE MATERIALS INC (CIK: 0000918646)

📋 Recent SEC Filings

Date Form Document Action
Jan 29, 2026 10-Q exp-20251231.htm View →
Jan 29, 2026 8-K d56988d8k.htm View →
Jan 14, 2026 4 xslF345X05/ownership.xml View →
Jan 14, 2026 4 xslF345X05/ownership.xml View →
Jan 14, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about EXP

What is the AI rating for EXP?

EAGLE MATERIALS INC (EXP) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are EXP's key strengths?

Claude: Exceptional operating margins (32.3%) and net margins (19.9%) indicate pricing power and operational efficiency in cyclical cement industry. Strong free cash flow generation ($217.3M) with 11.9% FCF margin supports capital allocation flexibility and debt reduction.

What are the risks of investing in EXP?

Claude: Revenue growth nearly flat (+0.1% YoY) signals potential demand headwinds or market saturation in core cement market. High debt load ($1.7B long-term debt) relative to equity despite strong interest coverage; refinancing risk if rates remain elevated.

What is EXP's revenue and growth?

EAGLE MATERIALS INC reported revenue of $1.8B.

Does EXP pay dividends?

EAGLE MATERIALS INC pays dividends, with $24.5M distributed to shareholders in the trailing twelve months.

Where can I find EXP SEC filings?

Official SEC filings for EAGLE MATERIALS INC (CIK: 0000918646) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is EXP's EPS?

EAGLE MATERIALS INC has a diluted EPS of $11.21.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is EXP a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, EAGLE MATERIALS INC has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is EXP stock overvalued or undervalued?

Valuation metrics for EXP: ROE of 24.3% (sector avg: 15%), net margin of 19.9% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy EXP stock in 2026?

Our dual AI analysis gives EAGLE MATERIALS INC a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is EXP's free cash flow?

EAGLE MATERIALS INC's operating cash flow is $512.0M, with capital expenditures of $294.7M. FCF margin is 11.9%.

How does EXP compare to other Default stocks?

Vs Default sector averages: Net margin 19.9% (avg: 12%), ROE 24.3% (avg: 15%), current ratio 4.27 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-12-31 | Powered by Claude AI