REFR vs REFI: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

REFI has stronger fundamentals based on our AI analysis.

REFR
RESEARCH FRONTIERS INC
STRONG SELL
88%
Confidence
VS
REFI
Chicago Atlantic Real Estate Finance, Inc.
HOLD
68%
Confidence

REFR vs REFI Fundamental Comparison

Metric REFR REFI
Revenue $1.1M $55.4M
Net Income $-2.0M $36.0M
Net Margin -182.4% 65.0%
ROE -219.1% 11.7%
ROA -90.8% 8.5%
Current Ratio 3.84x N/A
Debt/Equity 0.00x 0.16x
EPS $-0.06 $1.68

Green = Better metric | Red = Weaker metric

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REFR vs REFI: Frequently Asked Questions

Is REFR or REFI a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), REFI has stronger fundamentals. REFR is rated STRONG SELL (88% confidence) while REFI is rated HOLD (68% confidence). This is not investment advice.

How does REFR compare to REFI fundamentally?

RESEARCH FRONTIERS INC has ROE of -219.1% vs Chicago Atlantic Real Estate Finance, Inc.'s 11.7%. Net margins are -182.4% vs 65.0% respectively.

Which stock pays higher dividends, REFR or REFI?

REFR has a dividend yield of N/A or no dividend while REFI has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in REFR or REFI for long term?

For long-term investing, consider that REFR has STRONG SELL rating with 88% confidence, while REFI has HOLD rating with 68% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about REFR vs REFI?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For REFR vs REFI, the AI consensus favors REFI based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.