REFI vs AAPL: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

AAPL has stronger fundamentals based on our AI analysis.

REFI
Chicago Atlantic Real Estate Finance, Inc.
HOLD
68%
Confidence
VS
AAPL
Apple Inc.
BUY
87%
Confidence

REFI vs AAPL Fundamental Comparison

Metric REFI AAPL
Revenue $55.4M $143.8B
Net Income $36.0M $42.1B
Net Margin 65.0% 29.3%
ROE 11.7% 47.7%
ROA 8.5% 11.1%
Current Ratio N/A 0.97x
Debt/Equity 0.16x 1.00x
EPS $1.68 $2.84

Green = Better metric | Red = Weaker metric

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REFI vs AAPL: Frequently Asked Questions

Is REFI or AAPL a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), AAPL has stronger fundamentals. REFI is rated HOLD (68% confidence) while AAPL is rated BUY (87% confidence). This is not investment advice.

How does REFI compare to AAPL fundamentally?

Chicago Atlantic Real Estate Finance, Inc. has ROE of 11.7% vs Apple Inc.'s 47.7%. Net margins are 65.0% vs 29.3% respectively.

Which stock pays higher dividends, REFI or AAPL?

REFI has a dividend yield of N/A or no dividend while AAPL has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in REFI or AAPL for long term?

For long-term investing, consider that REFI has HOLD rating with 68% confidence, while AAPL has BUY rating with 87% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about REFI vs AAPL?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For REFI vs AAPL, the AI consensus favors AAPL based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.