NCPLW vs NCNO: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

NCNO has stronger fundamentals based on our AI analysis.

NCPLW
Netcapital Inc.
STRONG SELL
92%
Confidence
VS
NCNO
nCino, Inc.
SELL
75%
Confidence

NCPLW vs NCNO Fundamental Comparison

Metric NCPLW NCNO
Revenue $335,481.0 $594.8M
Net Income $-7.6M $5.2M
Net Margin -2,260.7% 0.9%
ROE -35.1% 0.5%
ROA -29.1% 0.3%
Current Ratio 0.26x 1.00x
Debt/Equity 0.02x 0.00x
EPS $-1.71 $0.05

Green = Better metric | Red = Weaker metric

View Full NCPLW Analysis →
View Full NCNO Analysis →

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NCPLW vs NCNO: Frequently Asked Questions

Is NCPLW or NCNO a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), NCNO has stronger fundamentals. NCPLW is rated STRONG SELL (92% confidence) while NCNO is rated SELL (75% confidence). This is not investment advice.

How does NCPLW compare to NCNO fundamentally?

Netcapital Inc. has ROE of -35.1% vs nCino, Inc.'s 0.5%. Net margins are -2,260.7% vs 0.9% respectively.

Which stock pays higher dividends, NCPLW or NCNO?

NCPLW has a dividend yield of N/A or no dividend while NCNO has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in NCPLW or NCNO for long term?

For long-term investing, consider that NCPLW has STRONG SELL rating with 92% confidence, while NCNO has SELL rating with 75% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about NCPLW vs NCNO?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For NCPLW vs NCNO, the AI consensus favors NCNO based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.