HBNC vs HBIO: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

HBIO has stronger fundamentals based on our AI analysis.

HBNC
HORIZON BANCORP INC /IN/
STRONG SELL
82%
Confidence
VS
HBIO
HARVARD BIOSCIENCE INC
STRONG SELL
92%
Confidence

HBNC vs HBIO Fundamental Comparison

Metric HBNC HBIO
Revenue $362.8M $86.6M
Net Income $-150.5M $-56.7M
Net Margin -41.5% -65.5%
ROE -21.9% -412.8%
ROA -2.3% -70.8%
Current Ratio N/A 2.20x
Debt/Equity 0.36x 2.61x
EPS $-3.24 $-1.28

Green = Better metric | Red = Weaker metric

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HBNC vs HBIO: Frequently Asked Questions

Is HBNC or HBIO a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), HBIO has stronger fundamentals. HBNC is rated STRONG SELL (82% confidence) while HBIO is rated STRONG SELL (92% confidence). This is not investment advice.

How does HBNC compare to HBIO fundamentally?

HORIZON BANCORP INC /IN/ has ROE of -21.9% vs HARVARD BIOSCIENCE INC's -412.8%. Net margins are -41.5% vs -65.5% respectively.

Which stock pays higher dividends, HBNC or HBIO?

HBNC has a dividend yield of N/A or no dividend while HBIO has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in HBNC or HBIO for long term?

For long-term investing, consider that HBNC has STRONG SELL rating with 82% confidence, while HBIO has STRONG SELL rating with 92% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about HBNC vs HBIO?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HBNC vs HBIO, the AI consensus favors HBIO based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.