HBNC vs AAPL: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

AAPL has stronger fundamentals based on our AI analysis.

HBNC
HORIZON BANCORP INC /IN/
STRONG SELL
82%
Confidence
VS
AAPL
Apple Inc.
BUY
87%
Confidence

HBNC vs AAPL Fundamental Comparison

Metric HBNC AAPL
Revenue $362.8M $143.8B
Net Income $-150.5M $42.1B
Net Margin -41.5% 29.3%
ROE -21.9% 47.7%
ROA -2.3% 11.1%
Current Ratio N/A 0.97x
Debt/Equity 0.36x 1.00x
EPS $-3.24 $2.84

Green = Better metric | Red = Weaker metric

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HBNC vs AAPL: Frequently Asked Questions

Is HBNC or AAPL a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), AAPL has stronger fundamentals. HBNC is rated STRONG SELL (82% confidence) while AAPL is rated BUY (87% confidence). This is not investment advice.

How does HBNC compare to AAPL fundamentally?

HORIZON BANCORP INC /IN/ has ROE of -21.9% vs Apple Inc.'s 47.7%. Net margins are -41.5% vs 29.3% respectively.

Which stock pays higher dividends, HBNC or AAPL?

HBNC has a dividend yield of N/A or no dividend while AAPL has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in HBNC or AAPL for long term?

For long-term investing, consider that HBNC has STRONG SELL rating with 82% confidence, while AAPL has BUY rating with 87% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about HBNC vs AAPL?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HBNC vs AAPL, the AI consensus favors AAPL based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.