FCFS vs FCF: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

FCFS has stronger fundamentals based on our AI analysis.

FCFS
FirstCash Holdings, Inc.
STRONG BUY
87%
Confidence
VS
FCF
FIRST COMMONWEALTH FINANCIAL CORP /PA/
HOLD
62%
Confidence

FCFS vs FCF Fundamental Comparison

Metric FCFS FCF
Revenue $3.7B $632.7M
Net Income $330.4M $152.3M
Net Margin 9.0% 24.1%
ROE 14.5% 9.8%
ROA 6.2% 1.2%
Current Ratio 4.55x N/A
Debt/Equity 0.98x 0.17x
EPS $7.42 $1.47

Green = Better metric | Red = Weaker metric

View Full FCFS Analysis →
View Full FCF Analysis →

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FCFS vs FCF: Frequently Asked Questions

Is FCFS or FCF a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), FCFS has stronger fundamentals. FCFS is rated STRONG BUY (87% confidence) while FCF is rated HOLD (62% confidence). This is not investment advice.

How does FCFS compare to FCF fundamentally?

FirstCash Holdings, Inc. has ROE of 14.5% vs FIRST COMMONWEALTH FINANCIAL CORP /PA/'s 9.8%. Net margins are 9.0% vs 24.1% respectively.

Which stock pays higher dividends, FCFS or FCF?

FCFS has a dividend yield of N/A or no dividend while FCF has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in FCFS or FCF for long term?

For long-term investing, consider that FCFS has STRONG BUY rating with 87% confidence, while FCF has HOLD rating with 62% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about FCFS vs FCF?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For FCFS vs FCF, the AI consensus favors FCFS based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.