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BBXIA Stock Analysis - BBX Capital, Inc. AI Rating

BBXIA OTC Retail-Food Stores CIK: 0001814974
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2024-12-31
AI Rating
STRONG SELL
92% Confidence

📊 BBXIA Key Takeaways

Revenue: $307.3M
Net Margin: -20.8%
Free Cash Flow: $-41.2M
Current Ratio: N/A
Debt/Equity: 0.36x
EPS: $-4.67
AI Rating: STRONG SELL with 92% confidence

Investment Thesis

BBX Capital is operationally unprofitable with a -20.8% net margin and burning cash at an alarming rate (-$41.2M FCF). The company is sustaining losses despite modest revenue growth, indicating fundamental operational challenges in the retail food sector. Deteriorating profitability metrics and negative cash generation pose severe solvency risks.

BBXIA Strengths

  • + Modest revenue growth of 3.1% YoY demonstrates some customer demand retention
  • + Moderate leverage with 0.36x Debt/Equity ratio provides some balance sheet flexibility
  • + Cash reserves of $87.7M provide short-term liquidity buffer to cover operating losses

BBXIA Risks

  • ! Severe cash burn with -$41.2M free cash flow demonstrates unsustainable operations and inability to self-fund
  • ! Deeply negative profitability with -20.8% net margin and -$62.4M operating loss indicates structural operational problems
  • ! Negative interest coverage ratio of -19.9x means operating income cannot service debt obligations, threatening financial stability
  • ! Negative ROE of -26.0% and ROA of -10.6% show value destruction for shareholders and inefficient asset utilization
  • ! No insider buying activity in last 90 days suggests management lacks confidence in business turnaround prospects

Key Metrics to Watch

BBXIA Financial Metrics

Revenue
$307.3M
Net Income
$-63.9M
EPS (Diluted)
$-4.67
Free Cash Flow
$-41.2M
Total Assets
$603.0M
Cash Position
$87.7M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BBXIA Profitability Ratios

Gross Margin N/A
Operating Margin -20.3%
Net Margin -20.8%
ROE -26.0%
ROA -10.6%
FCF Margin -13.4%

BBXIA vs Consumer Sector

How BBX Capital, Inc. compares to Consumer sector averages

Net Margin
BBXIA -20.8%
vs
Sector Avg 8.0%
BBXIA Sector
ROE
BBXIA -26.0%
vs
Sector Avg 18.0%
BBXIA Sector
Current Ratio
BBXIA 0.0x
vs
Sector Avg 1.5x
BBXIA Sector
Debt/Equity
BBXIA 0.4x
vs
Sector Avg 0.8x
BBXIA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BBXIA Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.36x
Debt/Assets
48.8%
Interest Coverage
-19.89x
Long-term Debt
$88.8M

BBXIA 5-Year Financial Trend

BBXIA 5-year financial data: Year 2020: Revenue $197.3M, Net Income -$9.2M, EPS N/A. Year 2021: Revenue $303.6M, Net Income $13.7M, EPS N/A. Year 2022: Revenue $307.9M, Net Income -$42.3M, EPS $-2.19. Year 2023: Revenue $388.7M, Net Income $46.9M, EPS $2.63. Year 2024: Revenue $388.9M, Net Income $28.0M, EPS $1.81.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BBX Capital, Inc.'s revenue has grown significantly by 97% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.81 reflects profitable operations.

BBXIA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-13.4%
Free cash flow / Revenue

BBXIA Quarterly Performance

Quarterly financial performance data for BBX Capital, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2024 $75.0M -$7.8M $-0.55
Q2 2024 $73.3M -$98.0K $-0.01
Q1 2024 $78.5M $7.9M $0.55
Q3 2023 $72.7M $4.0M $0.26
Q2 2023 $81.3M -$98.0K $-0.01
Q1 2023 $72.2M -$1.8M $-0.12
Q3 2022 $72.7M $4.0M $0.26
Q2 2022 $58.9M $8.6M $0.56

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BBXIA Capital Allocation

Operating Cash Flow
-$34.0M
Cash generated from operations
Stock Buybacks
$4.4M
Shares repurchased (TTM)
Capital Expenditures
$7.2M
Investment in assets
Dividends
None
No dividend program

BBXIA SEC Filings

Access official SEC EDGAR filings for BBX Capital, Inc. (CIK: 0001814974)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2025 8-K bbxi20250407_8k.htm View →
Mar 25, 2025 10-K/A bbxi20241231_10ka.htm View →
Mar 24, 2025 10-K bbxi20241231_10k.htm View →
Nov 12, 2024 8-K bbxi20240821_8k.htm View →
Nov 12, 2024 10-Q bbxi20240930_10q.htm View →

Frequently Asked Questions about BBXIA

What is the AI rating for BBXIA?

BBX Capital, Inc. (BBXIA) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BBXIA's key strengths?

Modest revenue growth of 3.1% YoY demonstrates some customer demand retention. Moderate leverage with 0.36x Debt/Equity ratio provides some balance sheet flexibility.

What are the risks of investing in BBXIA?

Severe cash burn with -$41.2M free cash flow demonstrates unsustainable operations and inability to self-fund. Deeply negative profitability with -20.8% net margin and -$62.4M operating loss indicates structural operational problems.

What is BBXIA's revenue and growth?

BBX Capital, Inc. reported revenue of $307.3M.

Does BBXIA pay dividends?

BBX Capital, Inc. does not currently pay dividends.

Where can I find BBXIA SEC filings?

Official SEC filings for BBX Capital, Inc. (CIK: 0001814974) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BBXIA's EPS?

BBX Capital, Inc. has a diluted EPS of $-4.67.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2024-12-31 | Powered by Claude AI