📊 NOBH Key Takeaways
Is NOBH a Good Investment? Thesis Analysis
Nobility Homes demonstrates solid financial health with exceptional liquidity (8.03x current ratio) and zero debt, but fundamentals show stagnation with near-zero revenue and earnings growth despite healthy profitability margins. The company generates quality cash flow and maintains a fortress balance sheet, though weak ROE/ROA returns suggest capital is not being deployed effectively for growth.
Why Buy NOBH? Key Strengths
- Exceptional liquidity position with 8.03x current ratio and $11.1M cash on $65.9M assets
- Zero leverage with no long-term debt, providing financial stability and flexibility
- Strong profitability margins with 30.4% gross margin, 17.4% operating margin, and 15.5% net margin
- Consistent cash flow generation with $1.8M operating cash flow matching net income
NOBH Investment Risks to Consider
- Revenue growth stalled at +1.4% YoY with net income flat (0.0% growth) indicating market challenges
- Weak capital efficiency with ROE of 2.7% and ROA of 2.5% despite large equity base of $59.4M
- Limited insider activity (1 Form 4 filing in 90 days) suggests minimal management confidence or activity
- OTC market liquidity and mobile home sector structural headwinds pose execution risks
Key Metrics to Watch
- Revenue growth acceleration - critical to justify capital base and improve returns
- Return on Equity trend - must improve from 2.7% to demonstrate capital deployment effectiveness
- Cash flow sustainability - verify $1.8M operating cash flow can be maintained or grown
- Inventory levels and working capital efficiency given high current ratio suggests potential asset quality concerns
NOBH Financial Metrics
💡 AI Analyst Insight
Strong liquidity with a 8.03x current ratio provides a solid financial cushion.
NOBH Profitability Ratios
NOBH vs Default Sector
How NOBILITY HOMES INC compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is NOBH Overvalued or Undervalued?
Based on fundamental analysis, NOBILITY HOMES INC has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
NOBH Balance Sheet & Liquidity
NOBH 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: NOBILITY HOMES INC's revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.63 reflects profitable operations.
NOBH Growth Metrics (YoY)
NOBH Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $10.5M | $1.6M | $0.50 |
| Q3 2025 | $12.0M | $1.8M | $0.56 |
| Q2 2025 | $11.5M | $2.0M | $0.62 |
| Q1 2025 | $12.2M | $2.0M | $0.60 |
| Q3 2024 | $13.8M | $2.0M | $0.67 |
| Q2 2024 | $11.5M | $2.0M | $0.62 |
| Q1 2024 | $14.8M | $2.3M | $0.71 |
| Q3 2023 | $13.8M | $1.2M | $0.56 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
NOBH Capital Allocation
NOBH SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for NOBILITY HOMES INC (CIK: 0000072205)
📋 Recent SEC Filings
❓ Frequently Asked Questions about NOBH
What is the AI rating for NOBH?
NOBILITY HOMES INC (NOBH) has an AI rating of HOLD with 65% confidence, based on fundamental analysis of SEC EDGAR filings.
What are NOBH's key strengths?
Claude: Exceptional liquidity position with 8.03x current ratio and $11.1M cash on $65.9M assets. Zero leverage with no long-term debt, providing financial stability and flexibility.
What are the risks of investing in NOBH?
Claude: Revenue growth stalled at +1.4% YoY with net income flat (0.0% growth) indicating market challenges. Weak capital efficiency with ROE of 2.7% and ROA of 2.5% despite large equity base of $59.4M.
What is NOBH's revenue and growth?
NOBILITY HOMES INC reported revenue of $10.5M.
Does NOBH pay dividends?
NOBILITY HOMES INC pays dividends, with $4.1M distributed to shareholders in the trailing twelve months.
Where can I find NOBH SEC filings?
Official SEC filings for NOBILITY HOMES INC (CIK: 0000072205) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is NOBH's EPS?
NOBILITY HOMES INC has a diluted EPS of $0.50.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is NOBH a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, NOBILITY HOMES INC has a HOLD rating with 65% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is NOBH stock overvalued or undervalued?
Valuation metrics for NOBH: ROE of 2.7% (sector avg: 15%), net margin of 15.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy NOBH stock in 2026?
Our dual AI analysis gives NOBILITY HOMES INC a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is NOBH's free cash flow?
NOBILITY HOMES INC's operating cash flow is $1.8M, with capital expenditures of $435.0. FCF margin is 17.4%.
How does NOBH compare to other Default stocks?
Vs Default sector averages: Net margin 15.5% (avg: 12%), ROE 2.7% (avg: 15%), current ratio 8.03 (avg: 1.8).