LPRO vs LPLA: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

LPRO has stronger fundamentals based on our AI analysis.

LPRO
Open Lending Corp
SELL
75%
Confidence
VS
LPLA
LPL Financial Holdings Inc.
SELL
72%
Confidence

LPRO vs LPLA Fundamental Comparison

Metric LPRO LPLA
Revenue $93.2M $17.0B
Net Income $-4.2M $863.0M
Net Margin -4.5% 5.1%
ROE -5.7% 16.1%
ROA -1.8% 4.7%
Current Ratio 4.52x N/A
Debt/Equity 1.13x 1.36x
EPS $-0.04 $10.92

Green = Better metric | Red = Weaker metric

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LPRO vs LPLA: Frequently Asked Questions

Is LPRO or LPLA a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), LPRO has stronger fundamentals. LPRO is rated SELL (75% confidence) while LPLA is rated SELL (72% confidence). This is not investment advice.

How does LPRO compare to LPLA fundamentally?

Open Lending Corp has ROE of -5.7% vs LPL Financial Holdings Inc.'s 16.1%. Net margins are -4.5% vs 5.1% respectively.

Which stock pays higher dividends, LPRO or LPLA?

LPRO has a dividend yield of N/A or no dividend while LPLA has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in LPRO or LPLA for long term?

For long-term investing, consider that LPRO has SELL rating with 75% confidence, while LPLA has SELL rating with 72% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about LPRO vs LPLA?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For LPRO vs LPLA, the AI consensus favors LPRO based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.