AI Verdict
HSTM has stronger fundamentals based on our AI analysis.
HTBK vs HSTM Fundamental Comparison
| Metric | HTBK | HSTM |
|---|---|---|
| Revenue | $3.7M | $304.1M |
| Net Income | $47.8M | $18.3M |
| Net Margin | 1,296.9% | 6.0% |
| ROE | 6.8% | 5.2% |
| ROA | 0.8% | 3.5% |
| Current Ratio | N/A | 0.96x |
| Debt/Equity | 0.00x | 0.00x |
| EPS | $0.78 | $0.61 |
Green = Better metric | Red = Weaker metric
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HTBK vs HSTM: Frequently Asked Questions
Is HTBK or HSTM a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), HSTM has stronger fundamentals. HTBK is rated HOLD (68% confidence) while HSTM is rated HOLD (72% confidence). This is not investment advice.
How does HTBK compare to HSTM fundamentally?
HERITAGE COMMERCE CORP has ROE of 6.8% vs HEALTHSTREAM INC's 5.2%. Net margins are 1,296.9% vs 6.0% respectively.
Which stock pays higher dividends, HTBK or HSTM?
HTBK has a dividend yield of N/A or no dividend while HSTM has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in HTBK or HSTM for long term?
For long-term investing, consider that HTBK has HOLD rating with 68% confidence, while HSTM has HOLD rating with 72% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about HTBK vs HSTM?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HTBK vs HSTM, the AI consensus favors HSTM based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.