AI Verdict
HRTG has stronger fundamentals based on our AI analysis.
HRTG vs HRI Fundamental Comparison
| Metric | HRTG | HRI |
|---|---|---|
| Revenue | $847.3M | $4.4B |
| Net Income | $195.6M | $1.0M |
| Net Margin | 23.1% | 0.0% |
| ROE | 38.7% | 0.1% |
| ROA | 8.9% | 0.0% |
| Current Ratio | N/A | 1.31x |
| Debt/Equity | 0.16x | 4.12x |
| EPS | $6.32 | $0.03 |
Green = Better metric | Red = Weaker metric
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HRTG vs HRI: Frequently Asked Questions
Is HRTG or HRI a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), HRTG has stronger fundamentals. HRTG is rated STRONG BUY (82% confidence) while HRI is rated SELL (78% confidence). This is not investment advice.
How does HRTG compare to HRI fundamentally?
Heritage Insurance Holdings, Inc. has ROE of 38.7% vs HERC HOLDINGS INC's 0.1%. Net margins are 23.1% vs 0.0% respectively.
Which stock pays higher dividends, HRTG or HRI?
HRTG has a dividend yield of N/A or no dividend while HRI has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in HRTG or HRI for long term?
For long-term investing, consider that HRTG has STRONG BUY rating with 82% confidence, while HRI has SELL rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about HRTG vs HRI?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HRTG vs HRI, the AI consensus favors HRTG based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.