AI Verdict
HRTG has stronger fundamentals based on our AI analysis.
HRTG vs HQY Fundamental Comparison
| Metric | HRTG | HQY |
|---|---|---|
| Revenue | $847.3M | $1.3B |
| Net Income | $195.6M | $215.2M |
| Net Margin | 23.1% | 16.4% |
| ROE | 38.7% | 10.2% |
| ROA | 8.9% | 6.4% |
| Current Ratio | N/A | 3.27x |
| Debt/Equity | 0.16x | 0.45x |
| EPS | $6.32 | $2.46 |
Green = Better metric | Red = Weaker metric
You Might Also Compare
HRTG vs HQY: Frequently Asked Questions
Is HRTG or HQY a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), HRTG has stronger fundamentals. HRTG is rated STRONG BUY (82% confidence) while HQY is rated BUY (82% confidence). This is not investment advice.
How does HRTG compare to HQY fundamentally?
Heritage Insurance Holdings, Inc. has ROE of 38.7% vs HEALTHEQUITY, INC.'s 10.2%. Net margins are 23.1% vs 16.4% respectively.
Which stock pays higher dividends, HRTG or HQY?
HRTG has a dividend yield of N/A or no dividend while HQY has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in HRTG or HQY for long term?
For long-term investing, consider that HRTG has STRONG BUY rating with 82% confidence, while HQY has BUY rating with 82% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about HRTG vs HQY?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HRTG vs HQY, the AI consensus favors HRTG based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.