HRTG vs HQI: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

HRTG has stronger fundamentals based on our AI analysis.

HRTG
Heritage Insurance Holdings, Inc.
STRONG BUY
82%
Confidence
VS
HQI
HireQuest, Inc.
BUY
78%
Confidence

HRTG vs HQI Fundamental Comparison

Metric HRTG HQI
Revenue $847.3M $30.6M
Net Income $195.6M $6.3M
Net Margin 23.1% 20.7%
ROE 38.7% 9.3%
ROA 8.9% 7.2%
Current Ratio N/A 3.15x
Debt/Equity 0.16x 0.05x
EPS $6.32 $0.45

Green = Better metric | Red = Weaker metric

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HRTG vs HQI: Frequently Asked Questions

Is HRTG or HQI a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), HRTG has stronger fundamentals. HRTG is rated STRONG BUY (82% confidence) while HQI is rated BUY (78% confidence). This is not investment advice.

How does HRTG compare to HQI fundamentally?

Heritage Insurance Holdings, Inc. has ROE of 38.7% vs HireQuest, Inc.'s 9.3%. Net margins are 23.1% vs 20.7% respectively.

Which stock pays higher dividends, HRTG or HQI?

HRTG has a dividend yield of N/A or no dividend while HQI has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in HRTG or HQI for long term?

For long-term investing, consider that HRTG has STRONG BUY rating with 82% confidence, while HQI has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about HRTG vs HQI?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HRTG vs HQI, the AI consensus favors HRTG based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.