HRB vs HQY: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

HQY has stronger fundamentals based on our AI analysis.

HRB
H&R BLOCK INC
STRONG SELL
95%
Confidence
VS
HQY
HEALTHEQUITY, INC.
BUY
82%
Confidence

HRB vs HQY Fundamental Comparison

Metric HRB HQY
Revenue $402.4M $1.3B
Net Income $-408.0M $215.2M
Net Margin -101.4% 16.4%
ROE N/A 10.2%
ROA -13.9% 6.4%
Current Ratio 1.29x 3.27x
Debt/Equity N/A 0.45x
EPS $4.39 $2.46

Green = Better metric | Red = Weaker metric

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HRB vs HQY: Frequently Asked Questions

Is HRB or HQY a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), HQY has stronger fundamentals. HRB is rated STRONG SELL (95% confidence) while HQY is rated BUY (82% confidence). This is not investment advice.

How does HRB compare to HQY fundamentally?

H&R BLOCK INC has ROE of N/A vs HEALTHEQUITY, INC.'s 10.2%. Net margins are -101.4% vs 16.4% respectively.

Which stock pays higher dividends, HRB or HQY?

HRB has a dividend yield of N/A or no dividend while HQY has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in HRB or HQY for long term?

For long-term investing, consider that HRB has STRONG SELL rating with 95% confidence, while HQY has BUY rating with 82% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about HRB vs HQY?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HRB vs HQY, the AI consensus favors HQY based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.