HQY vs HQI: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

HQY has stronger fundamentals based on our AI analysis.

HQY
HEALTHEQUITY, INC.
BUY
82%
Confidence
VS
HQI
HireQuest, Inc.
BUY
78%
Confidence

HQY vs HQI Fundamental Comparison

Metric HQY HQI
Revenue $1.3B $30.6M
Net Income $215.2M $6.3M
Net Margin 16.4% 20.7%
ROE 10.2% 9.3%
ROA 6.4% 7.2%
Current Ratio 3.27x 3.15x
Debt/Equity 0.45x 0.05x
EPS $2.46 $0.45

Green = Better metric | Red = Weaker metric

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HQY vs HQI: Frequently Asked Questions

Is HQY or HQI a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), HQY has stronger fundamentals. HQY is rated BUY (82% confidence) while HQI is rated BUY (78% confidence). This is not investment advice.

How does HQY compare to HQI fundamentally?

HEALTHEQUITY, INC. has ROE of 10.2% vs HireQuest, Inc.'s 9.3%. Net margins are 16.4% vs 20.7% respectively.

Which stock pays higher dividends, HQY or HQI?

HQY has a dividend yield of N/A or no dividend while HQI has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in HQY or HQI for long term?

For long-term investing, consider that HQY has BUY rating with 82% confidence, while HQI has BUY rating with 78% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about HQY vs HQI?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HQY vs HQI, the AI consensus favors HQY based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.