AI Verdict
HBT has stronger fundamentals based on our AI analysis.
HBT vs HBIA Fundamental Comparison
| Metric | HBT | HBIA |
|---|---|---|
| Revenue | $255.8M | $150.2M |
| Net Income | $77.0M | $60.5M |
| Net Margin | 30.1% | 40.3% |
| ROE | 12.5% | 11.0% |
| ROA | 1.5% | 1.3% |
| Current Ratio | N/A | N/A |
| Debt/Equity | 0.00x | 0.00x |
| EPS | $2.44 | $6.81 |
Green = Better metric | Red = Weaker metric
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HBT vs HBIA: Frequently Asked Questions
Is HBT or HBIA a better buy in 2026?
Based on dual AI fundamental analysis (Claude and ChatGPT), HBT has stronger fundamentals. HBT is rated BUY (72% confidence) while HBIA is rated HOLD (68% confidence). This is not investment advice.
How does HBT compare to HBIA fundamentally?
HBT Financial, Inc. has ROE of 12.5% vs HILLS BANCORPORATION's 11.0%. Net margins are 30.1% vs 40.3% respectively.
Which stock pays higher dividends, HBT or HBIA?
HBT has a dividend yield of N/A or no dividend while HBIA has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.
Should I invest in HBT or HBIA for long term?
For long-term investing, consider that HBT has BUY rating with 72% confidence, while HBIA has HOLD rating with 68% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.
What do the AI models say about HBT vs HBIA?
Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For HBT vs HBIA, the AI consensus favors HBT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.