FNB vs MSFT: Which is Better to Buy in 2026?

Side-by-side fundamental comparison based on AI analysis of SEC filings

AI Verdict

MSFT has stronger fundamentals based on our AI analysis.

FNB
FNB CORP/PA/
BUY
72%
Confidence
VS
MSFT
MICROSOFT CORP
BUY
91%
Confidence

FNB vs MSFT Fundamental Comparison

Metric FNB MSFT
Revenue $2.3B $158.9B
Net Income $565.0M $66.2B
Net Margin 24.3% 41.7%
ROE 8.4% 16.9%
ROA 1.1% 10.0%
Current Ratio N/A 1.39x
Debt/Equity 0.28x 0.10x
EPS $1.56 $8.87

Green = Better metric | Red = Weaker metric

View Full FNB Analysis →
View Full MSFT Analysis →

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FNB vs MSFT: Frequently Asked Questions

Is FNB or MSFT a better buy in 2026?

Based on dual AI fundamental analysis (Claude and ChatGPT), MSFT has stronger fundamentals. FNB is rated BUY (72% confidence) while MSFT is rated BUY (91% confidence). This is not investment advice.

How does FNB compare to MSFT fundamentally?

FNB CORP/PA/ has ROE of 8.4% vs MICROSOFT CORP's 16.9%. Net margins are 24.3% vs 41.7% respectively.

Which stock pays higher dividends, FNB or MSFT?

FNB has a dividend yield of N/A or no dividend while MSFT has N/A or no dividend. Check individual stock pages for detailed dividend history and payout ratios.

Should I invest in FNB or MSFT for long term?

For long-term investing, consider that FNB has BUY rating with 72% confidence, while MSFT has BUY rating with 91% confidence. Higher confidence indicates more consistent fundamentals from SEC filings. This is not investment advice - always do your own research.

What do the AI models say about FNB vs MSFT?

Our dual AI system (Claude by Anthropic and ChatGPT by OpenAI) analyzes SEC 10-K and 10-Q filings independently. For FNB vs MSFT, the AI consensus favors MSFT based on fundamental metrics including revenue growth, profitability, ROE, and balance sheet strength.