Uma Exports Limited Stock Analysis

Name: Uma Exports Limited (UMAEXPORTS) Stock Analysis
Brand: NSE India
Rating: 3.5 (1 reviews)

UMAEXPORTS NSE India

Uma Exports Limited (UMAEXPORTS) is a India-based company listed on NSE. This AI-powered analysis provides investment insights based on quarterly earnings reports and financial performance metrics.

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Uma Exports demonstrates significant operational weakness in Q3 FY26, with consolidated revenue declining 11% QoQ from Rs 407.14 crore to Rs 361.56 crore, while net profit collapsed from a loss of Rs 1.23 crore to Rs 1.27 crore despite improving from the prior quarter. The nine-month consolidated performance shows revenue stagnation at Rs 1,270 crore (flat YoY vs Rs 1,270.73 crore) but net profit plunged 93% from Rs 884.16 crore to just Rs 57.35 crore, indicating severe margin compression. The company's standalone business shows marginal profitability with Q3 profit of Rs 1.12 crore compared to Rs 1.21 crore loss in Q2, but nine-month profit fell 85% from Rs 625.5 crore to Rs 92.6 crore, while finance costs surged 62% to Rs 118.12 crore from Rs 72.90 crore, reflecting deteriorating financial health and working capital stress in the agri-commodities trading business.

Based on: Uma Exports Limited - Financial Results (14/2/2026) (Feb 14, 2026)

+ Key Strengths

Consolidated revenue maintained scale at Rs 1,270 crore for 9M FY26, demonstrating operational continuity in agri-products trading despite challenging conditions

Quarterly profitability returned with Q3 consolidated net profit of Rs 1.27 crore versus Rs 1.23 crore loss in Q2 FY26, showing sequential improvement

Other income strengthened to Rs 112.74 crore in Q3 FY26 versus Rs 192.89 crore in Q2, contributing Rs 434.34 crore for nine months against Rs 540.84 crore prior year

Foreign currency translation reserves improved by Rs 27.40 crore in Q3 and Rs 120.75 crore for nine months, indicating favorable forex movements on international operations through UEL International FZE and Graincomm Australia subsidiaries

- Key Risks

Net profit margin collapsed to 0.05% for 9M FY26 from 6.96% in 9M FY25, with absolute profit crashing 93% from Rs 884.16 crore to Rs 57.35 crore despite flat revenues

Finance costs surged 62% on standalone basis to Rs 118.12 crore for nine months from Rs 72.90 crore, and consolidated finance costs reached Rs 485.83 crore, indicating elevated working capital borrowings and interest burden

Negative operating leverage evident as other expenses increased to Rs 367.50 crore for 9M standalone (vs Rs 208.84 crore prior year), suggesting cost control challenges in the commodity trading model

Revenue volatility with Q3 consolidated revenue declining 11% QoQ from Rs 407.14 crore to Rs 361.56 crore, reflecting lumpy trading patterns and demand uncertainty in agri-commodities

Stock-in-trade inventory build-up with purchase of stock-in-trade at Rs 1,086.28 crore for nine months versus Rs 1,202.43 crore prior year, coupled with inventory decrease of Rs 456.28 crore in 9M FY26 versus increase of Rs 520.92 crore in 9M FY25, indicating working capital inefficiency

Forward Outlook

The report contains no disclosure of new strategic initiatives, capacity expansions, product launches, or forward guidance for upcoming quarters, limiting visibility into growth catalysts. The company operates in a single reportable segment (agri products trading per Ind AS 108), with no mention of diversification plans or margin improvement programs. Given the 93% profit decline on flat revenues, the primary near-term challenge appears to be margin restoration through better commodity procurement pricing and cost rationalization, though no specific management commentary or action plan is provided in this filing. Without stated strategic initiatives or catalysts, the outlook remains uncertain and dependent on commodity price cycles and global agri-trade dynamics beyond management control.

All Scores

Date	Report	Score	Sentiment	AI
Feb 14, 2026	Uma Exports Limited - Financial Results (14/2/2026)	3.5	Sell	Claude
Uma Exports demonstrates significant operational weakness in Q3 FY26, with consolidated revenue declining 11% QoQ from Rs 407.14 crore to Rs 361.56 crore, while net profit collapsed from a loss of Rs 1.23 crore to Rs 1.27 crore despite improving from the prior quarter. The nine-month consolidated performance shows revenue stagnation at Rs 1,270 crore (flat YoY vs Rs 1,270.73 crore) but net profit plunged 93% from Rs 884.16 crore to just Rs 57.35 crore, indicating severe margin compression. The company's standalone business shows marginal profitability with Q3 profit of Rs 1.12 crore compared to Rs 1.21 crore loss in Q2, but nine-month profit fell 85% from Rs 625.5 crore to Rs 92.6 crore, while finance costs surged 62% to Rs 118.12 crore from Rs 72.90 crore, reflecting deteriorating financial health and working capital stress in the agri-commodities trading business. STRENGTHS: Consolidated revenue maintained scale at Rs 1,270 crore for 9M FY26, demonstrating operational continuity in agri-products trading despite challenging conditions / Quarterly profitability returned with Q3 consolidated net profit of Rs 1.27 crore versus Rs 1.23 crore loss in Q2 FY26, showing sequential improvement / Other income strengthened to Rs 112.74 crore in Q3 FY26 versus Rs 192.89 crore in Q2, contributing Rs 434.34 crore for nine months against Rs 540.84 crore prior year / Foreign currency translation reserves improved by Rs 27.40 crore in Q3 and Rs 120.75 crore for nine months, indicating favorable forex movements on international operations through UEL International FZE and Graincomm Australia subsidiaries RISKS: Net profit margin collapsed to 0.05% for 9M FY26 from 6.96% in 9M FY25, with absolute profit crashing 93% from Rs 884.16 crore to Rs 57.35 crore despite flat revenues / Finance costs surged 62% on standalone basis to Rs 118.12 crore for nine months from Rs 72.90 crore, and consolidated finance costs reached Rs 485.83 crore, indicating elevated working capital borrowings and interest burden / Negative operating leverage evident as other expenses increased to Rs 367.50 crore for 9M standalone (vs Rs 208.84 crore prior year), suggesting cost control challenges in the commodity trading model / Revenue volatility with Q3 consolidated revenue declining 11% QoQ from Rs 407.14 crore to Rs 361.56 crore, reflecting lumpy trading patterns and demand uncertainty in agri-commodities / Stock-in-trade inventory build-up with purchase of stock-in-trade at Rs 1,086.28 crore for nine months versus Rs 1,202.43 crore prior year, coupled with inventory decrease of Rs 456.28 crore in 9M FY26 versus increase of Rs 520.92 crore in 9M FY25, indicating working capital inefficiency

What is the AI Stock Score?

The AI Stock Score is a composite rating from 0-10 generated by analyzing quarterly earnings reports using three leading AI models (Google Gemini, Anthropic Claude, and OpenAI ChatGPT). Each AI independently evaluates financial performance, growth prospects, risks, and market positioning to provide an objective investment perspective.

How should I interpret Buy/Hold/Sell ratings?

Buy (7.0-10.0): Strong fundamentals and positive outlook. Hold (4.0-6.9): Mixed signals, suitable for existing positions. Sell (0-3.9): Deteriorating fundamentals or significant risks. These are AI-generated opinions for informational purposes only, not investment advice.

How is the composite score calculated?

The composite score is the mathematical average of the latest scores from each AI provider. For example, if Gemini rates 7.5, Claude rates 4.5, and ChatGPT rates 6.0, the composite score would be (7.5+4.5+6.0)/3 = 6.0. This multi-AI approach reduces bias from any single model.

How often are scores updated?

Scores are automatically generated within hours of quarterly earnings results being published on NSE. The system monitors earnings announcements 4 times daily and processes new reports immediately. Check the "Last Updated" date at the top of this page for the most recent analysis timestamp.

Is this financial advice?

No. This is AI-generated analysis for informational and educational purposes only. MarketsHost is not a SEBI-registered Research Analyst or Investment Adviser. AI models can produce inaccurate results. Always consult a qualified financial advisor and conduct your own due diligence before making investment decisions.