Hold

Last Updated: 15 Feb 2026, 12:00 am IST | Report Date: Feb 15, 2026

Algoquant Fintech Limited Stock Analysis

Name: Algoquant Fintech Limited (ALGOQUANT) Stock Analysis
Brand: NSE India
Rating: 6.5 (1 reviews)

ALGOQUANT NSE India

Algoquant Fintech Limited (ALGOQUANT) is a India-based company listed on NSE. This AI-powered analysis provides investment insights based on quarterly earnings reports and financial performance metrics.

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Algoquant Fintech Limited shows mixed Q3 FY2026 performance with stable profitability but declining momentum. Revenue from operations declined 5.5% QoQ to Rs 5,240.22 lakh (from Rs 5,128.65 lakh in Q2) while net profit decreased 7.2% QoQ to Rs 599.22 lakh (from Rs 645.50 lakh in Q2). However, on a 9-month YoY basis, total revenue declined 14.5% from Rs 18,063.84 lakh to Rs 15,818.37 lakh, and net profit dropped 46.5% from Rs 3,151.76 lakh to Rs 1,686.79 lakh, indicating significant headwinds. The company successfully transitioned its stock-broking operations from Growth Securities in November 2025, which should stabilize operations, but the current quarter reflects integration challenges with elevated operating expenses rising to Rs 2,680.59 lakh (51% of revenue).

Based on: Algoquant Fintech Limited - Financial Results (15/2/2026) (Feb 15, 2026)

+ Key Strengths

Maintained profitability with Q3 FY2026 net profit of Rs 599.22 lakh and PAT margin of 11.4%, demonstrating resilience despite operational challenges

Successfully completed strategic integration of stock-broking business and self-clearing membership from Growth Securities on November 3, 2025, and depository participant activity on December 22, 2025

Strong equity base with paid-up capital of Rs 2,810.96 lakh after 8:1 bonus issue completed in August 2025, improving per-share metrics and market appeal

Diversified revenue streams with fee income (Rs 925.22 lakh), interest income (Rs 177.49 lakh), and net gain on fair value changes (Rs 4,135.50 lakh) reducing dependence on single revenue source

Healthy 9-month revenue base of Rs 15,818.37 lakh with consistent quarterly revenue above Rs 5,000 lakh indicating stable business volumes

Maintained tax efficiency with effective tax rate of 33.4% in Q3 and deferred tax benefits captured in earlier periods

- Key Risks

Sharp YoY profit decline with 9-month net profit dropping 46.5% from Rs 3,151.76 lakh to Rs 1,686.79 lakh, indicating deteriorating operational performance

Revenue contraction with 9-month total income declining 14.5% YoY from Rs 18,067.96 lakh to Rs 15,821.69 lakh, reflecting reduced trading volumes or pricing pressure

Elevated operating expenses at Rs 2,680.59 lakh in Q3 (51% of revenue) showing limited cost control, up from Rs 2,681.12 lakh in Q2 despite lower revenue

Employee benefit expenses surged 12.8% YoY for 9-months from Rs 3,172.85 lakh to Rs 3,416.76 lakh, outpacing revenue growth and pressuring margins

QoQ momentum weakening with Q3 revenue down 5.5% and net profit down 7.2% compared to Q2, suggesting integration challenges from business transfer

High dependence on fair value changes (Rs 4,135.50 lakh or 79% of Q3 revenue) which are inherently volatile and market-dependent, creating earnings unpredictability

Forward Outlook

The company completed two major strategic milestones in Q3: the transfer of stock-broking and self-clearing membership from Growth Securities (effective November 3, 2025) and the assignment of depository participant activity (completed December 22, 2025), positioning it as a full-service integrated brokerage platform. These integrations should drive operational synergies and cross-selling opportunities over the next 2-4 quarters once post-merger stabilization completes. However, the report contains no forward guidance, capex commitments, or expansion plans beyond these completed transfers. Near-term catalysts depend on successful client migration, retention of acquired business volumes, and realization of cost synergies from the consolidated platform. The Finance Bill 2026 proposal to allow MAT credit utilization under concessional tax regime could provide tax savings if enacted, though no adjustment has been made yet. Growth acceleration will require stabilizing the revenue trajectory which has declined YoY, and controlling operating expenses which remain elevated post-integration.

All Scores

Date	Report	Score	Sentiment	AI
Feb 15, 2026	Algoquant Fintech Limited - Financial Results (15/2/2026)	6.5	Hold	Claude
Algoquant Fintech Limited shows mixed Q3 FY2026 performance with stable profitability but declining momentum. Revenue from operations declined 5.5% QoQ to Rs 5,240.22 lakh (from Rs 5,128.65 lakh in Q2) while net profit decreased 7.2% QoQ to Rs 599.22 lakh (from Rs 645.50 lakh in Q2). However, on a 9-month YoY basis, total revenue declined 14.5% from Rs 18,063.84 lakh to Rs 15,818.37 lakh, and net profit dropped 46.5% from Rs 3,151.76 lakh to Rs 1,686.79 lakh, indicating significant headwinds. The company successfully transitioned its stock-broking operations from Growth Securities in November 2025, which should stabilize operations, but the current quarter reflects integration challenges with elevated operating expenses rising to Rs 2,680.59 lakh (51% of revenue). STRENGTHS: Maintained profitability with Q3 FY2026 net profit of Rs 599.22 lakh and PAT margin of 11.4%, demonstrating resilience despite operational challenges / Successfully completed strategic integration of stock-broking business and self-clearing membership from Growth Securities on November 3, 2025, and depository participant activity on December 22, 2025 / Strong equity base with paid-up capital of Rs 2,810.96 lakh after 8:1 bonus issue completed in August 2025, improving per-share metrics and market appeal / Diversified revenue streams with fee income (Rs 925.22 lakh), interest income (Rs 177.49 lakh), and net gain on fair value changes (Rs 4,135.50 lakh) reducing dependence on single revenue source / Healthy 9-month revenue base of Rs 15,818.37 lakh with consistent quarterly revenue above Rs 5,000 lakh indicating stable business volumes / Maintained tax efficiency with effective tax rate of 33.4% in Q3 and deferred tax benefits captured in earlier periods RISKS: Sharp YoY profit decline with 9-month net profit dropping 46.5% from Rs 3,151.76 lakh to Rs 1,686.79 lakh, indicating deteriorating operational performance / Revenue contraction with 9-month total income declining 14.5% YoY from Rs 18,067.96 lakh to Rs 15,821.69 lakh, reflecting reduced trading volumes or pricing pressure / Elevated operating expenses at Rs 2,680.59 lakh in Q3 (51% of revenue) showing limited cost control, up from Rs 2,681.12 lakh in Q2 despite lower revenue / Employee benefit expenses surged 12.8% YoY for 9-months from Rs 3,172.85 lakh to Rs 3,416.76 lakh, outpacing revenue growth and pressuring margins / QoQ momentum weakening with Q3 revenue down 5.5% and net profit down 7.2% compared to Q2, suggesting integration challenges from business transfer / High dependence on fair value changes (Rs 4,135.50 lakh or 79% of Q3 revenue) which are inherently volatile and market-dependent, creating earnings unpredictability

What is the AI Stock Score?

The AI Stock Score is a composite rating from 0-10 generated by analyzing quarterly earnings reports using three leading AI models (Google Gemini, Anthropic Claude, and OpenAI ChatGPT). Each AI independently evaluates financial performance, growth prospects, risks, and market positioning to provide an objective investment perspective.

How should I interpret Buy/Hold/Sell ratings?

Buy (7.0-10.0): Strong fundamentals and positive outlook. Hold (4.0-6.9): Mixed signals, suitable for existing positions. Sell (0-3.9): Deteriorating fundamentals or significant risks. These are AI-generated opinions for informational purposes only, not investment advice.

How is the composite score calculated?

The composite score is the mathematical average of the latest scores from each AI provider. For example, if Gemini rates 7.5, Claude rates 4.5, and ChatGPT rates 6.0, the composite score would be (7.5+4.5+6.0)/3 = 6.0. This multi-AI approach reduces bias from any single model.

How often are scores updated?

Scores are automatically generated within hours of quarterly earnings results being published on NSE. The system monitors earnings announcements 4 times daily and processes new reports immediately. Check the "Last Updated" date at the top of this page for the most recent analysis timestamp.

Is this financial advice?

No. This is AI-generated analysis for informational and educational purposes only. MarketsHost is not a SEBI-registered Research Analyst or Investment Adviser. AI models can produce inaccurate results. Always consult a qualified financial advisor and conduct your own due diligence before making investment decisions.